Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Offerpad SolutionsOPAD -9.00%46 Debt-to-Equity is 1.78 as of Mar. 2026, which is 47% below its 10-year median of 3.34. GuruFocus rates OPAD with a GF Score™ of 46/100 and a GF Value™ of $9.88 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,541 Real Estate companies, Offerpad Solutions ranks worse than 80.21% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Offerpad Solutions's Debt-to-Equity or its related term are showing as below:
OPAD'
s Debt-to-Equity Range Over the Past 10 Years
Min: -1.27 Med: 3.34 Max: 8.84
Current: 1.78
During the past 7 years, the highest Debt-to-Equity Ratio of Offerpad Solutions was 8.84. The lowest was -1.27. And the median was 3.34.
OPAD's Debt-to-Equity is ranked worse than 80.21% of 1541
companies
in the Real Estate industry
Industry Median: 0.73
vs OPAD: 1.78
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Offerpad Solutions Debt-to-Equity Related Terms
Offerpad Solutions Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Offerpad Solutions's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OPAD vs ABCP, MDRR, NYC: Debt-to-Equity Comparison
For the Real Estate Services subindustry, Offerpad Solutions's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Offerpad Solutions Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Offerpad Solutions's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Offerpad Solutions's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Offerpad Solutions (OPAD) has a Debt-to-Equity of 1.78 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Offerpad Solutions and its competitors. This is 47% below median its historical median of 3.34. According to the industry distribution chart, Offerpad Solutions ranks #1236 out of 1541 companies in the Real Estate industry, placing it in the top 80.2%.
Is Offerpad Solutions' Debt-to-Equity too high?
Offerpad Solutions' current Debt-to-Equity of 1.78 is 47% below median its 10-year median of 3.34. The Real Estate industry median Debt-to-Equity is 0.73. Offerpad Solutions' value of 1.78 is 143.8% above this industry median. Based on the distribution chart, Offerpad Solutions ranks #1236 out of 1541 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Offerpad Solutions has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Offerpad Solutions' Debt-to-Equity compare to ABCP and MDRR?
According to the Real Estate industry distribution chart, Offerpad Solutions ranks #1236 out of 1541 companies for Debt-to-Equity. This places Offerpad Solutions in the lower half of its industry. The industry median Debt-to-Equity is 0.73. Offerpad Solutions' value of 1.78 is 143.8% above this benchmark. While the company's 10-year median is 3.34 vs. the industry median of 0.73, Offerpad Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,541 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Offerpad Solutions's current Debt-to-Equity of 1.78 is 143.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Offerpad Solutions and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Offerpad Solutions's current Debt-to-Equity is 1.78, which is 47% below median its own 10-year median of 3.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Offerpad Solutions stock overvalued right now?
Based on GuruFocus' analysis, Offerpad Solutions (OPAD) is currently considered Possible Value Trap. The stock's GF Value™ is $9.88, compared to a current price of $4.45 — trading 55% below its estimated fair value. The current Debt-to-Equity is 1.78, which is 47% below median its 10-year median of 3.34 and 143.8% above the Real Estate industry median of 0.73. Offerpad Solutions' overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Offerpad Solutions (OPAD), the current Debt-to-Equity is 1.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Offerpad Solutions (OPAD) Overvalued in 2026?
Based on GuruFocus' analysis, Offerpad Solutions stock appears to be undervalued.
The current stock price of $4.45 is trading 55% below its estimated GF Value™ of $9.88.
GuruFocus considers Offerpad Solutions to be Possible Value Trap.
Key valuation signals for OPAD:
Debt-to-Equity: 1.78 (47% below median its 10-year median of 3.34)
GF Value™: $9.88 vs. price of $4.45 (55% below fair value)
Industry Position: 143.8% above the Real Estate median (#1236 of 1541)
No single metric tells the full story. See the OPAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Offerpad Solutions Inc provides a way to buy and sell a home. It uses technology-enabled solutions to remake the home selling and buying experience by offering customers the convenience, control, and certainty to solve their housing needs. It combines fundamental real estate expertise with the data-driven digital Solutions Center platform to efficiently sell and buy their homes online with streamlined access to other services, including mortgage, listing, renovation, and buyer representation services.
46GF Score
Get the complete analysis for OPAD
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OPAD has been successfully added to your 
