Service InternationalSCI +1.10%84 Cash Ratio is 0.33 as of Mar. 2026, which is at its 10-year median of 0.33. GuruFocus rates SCI with a GF Score™ of 84/100 and a GF Value™ of $83.70 (Fairly Valued). The stock has 5 warning signs investors should review. Among 94 Personal Services companies, Service International ranks worse than 65.96% on this metric.
Service International has a Cash Ratio of 0.33. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Service International's Cash Ratio or its related term are showing as below:
SCI'
s Cash Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.33 Max: 0.63
Current: 0.33
During the past 13 years, Service International's highest Cash Ratio was 0.63. The lowest was 0.21. And the median was 0.33.
SCI's Cash Ratio is ranked worse than 65.96% of 94
companies
in the Personal Services industry
Industry Median: 0.57
vs SCI: 0.33
Service International (NYSE:SCI) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, Service International's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Service International Cash Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Service International's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Service International's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Service International (SCI) has a Cash Ratio of 0.33 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Service International and its competitors. This is near median its historical median of 0.33. Over the past decade, Service International's Cash Ratio has ranged from 0.21 to 0.63. According to the industry distribution chart, Service International ranks #62 out of 94 companies in the Personal Services industry, placing it in the top 66%.
Is Service International's Cash Ratio too high?
Service International's current Cash Ratio of 0.33 is near median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.63. The Personal Services industry median Cash Ratio is 0.57. Service International's value of 0.33 is 42.1% below this industry median. Based on the distribution chart, Service International ranks #62 out of 94 companies in the Personal Services industry, which is below the industry midpoint. Overall, Service International has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Service International's Cash Ratio compare to FTDR and HRB?
According to the Personal Services industry distribution chart, Service International ranks #62 out of 94 companies for Cash Ratio. This places Service International in the lower half of its industry. The industry median Cash Ratio is 0.57. Service International's value of 0.33 is 42.1% below this benchmark. Historically, Service International's own Cash Ratio has ranged from 0.21 to 0.63 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.57, Service International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Personal Services company?
The median Cash Ratio among Personal Services companies is 0.57, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Service International's current Cash Ratio of 0.33 is 42.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Service International and its competitors. For the Personal Services industry, the median Cash Ratio is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Service International's current Cash Ratio is 0.33, which is near median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Service International stock overvalued right now?
Based on GuruFocus' analysis, Service International (SCI) is currently considered Fairly Valued. The stock's GF Value™ is $83.70, compared to a current price of $77.47 — trading 7.4% below its estimated fair value. The current Cash Ratio is 0.33, which is near median its 10-year median of 0.33 and 42.1% below the Personal Services industry median of 0.57. Service International's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Service International (SCI), the current Cash Ratio is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Service International (SCI) Overvalued in 2026?
Based on GuruFocus' analysis, Service International stock appears to be undervalued.
The current stock price of $77.47 is trading 7.4% below its estimated GF Value™ of $83.70.
GuruFocus considers Service International to be Fairly Valued.
Key valuation signals for SCI:
Cash Ratio: 0.33 (near median its 10-year median of 0.33)
GF Value™: $83.70 vs. price of $77.47 (7.4% below fair value)
Industry Position: 42.1% below the Personal Services median (#62 of 94)
No single metric tells the full story. See the SCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Service Corp International is a personal services company that provides funeral and cemetery services and products from its locations throughout the United States and Canada. The company segments its operations into funeral service and cemetery business functions. At its funeral service locations, it provides all professional services, facilities, vehicles, and merchandise related to funerals and cremations. Cemetery locations provide cemetery property, memorial markers, and graveyard services to customers. The company derives the majority of its revenue from its funeral services segment. Geographically, the company derives a majority of its revenue from the United States.
84GF Score
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