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Service InternationalSCI -0.42%84 Cash-to-Debt is 0.05 as of Jun. 2026, which is at its 10-year median of 0.05. GuruFocus rates SCI with a GF Score™ of 84/100 and a GF Value™ of $85.19 (Fairly Valued). The stock has 10 warning signs investors should review. Among 94 Personal Services companies, Service International ranks worse than 91.49% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Service International's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Service Internationalcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Service International's Cash-to-Debt or its related term are showing as below:
SCI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04 Med: 0.05 Max: 0.11
Current: 0.05
During the past 13 years, Service International's highest Cash to Debt Ratio was 0.11. The lowest was 0.04. And the median was 0.05.
SCI's Cash-to-Debt is ranked worse than 91.49% of 94
companies
in the Personal Services industry
Industry Median: 0.6
vs SCI: 0.05
Service International (NYSE:SCI) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Service International Cash-to-Debt Related Terms
Service International Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Service International's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Personal Services subindustry, Service International's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Service International Cash-to-Debt vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Service International's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Service International's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Service International (SCI) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is near median its historical median of 0.05. Over the past decade, Service International's Cash-to-Debt has ranged from 0.04 to 0.11. According to the industry distribution chart, Service International ranks #86 out of 94 companies in the Personal Services industry, placing it in the top 91.5%.
Is Service International's Cash-to-Debt too high?
Service International's current Cash-to-Debt of 0.05 is near median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.11. The Personal Services industry median Cash-to-Debt is 0.60. Service International's value of 0.05 is 91.7% below this industry median. Based on the distribution chart, Service International ranks #86 out of 94 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Service International has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Service International's Cash-to-Debt compare to HRB and ANDG?
According to the Personal Services industry distribution chart, Service International ranks #86 out of 94 companies for Cash-to-Debt. This places Service International in the lower half of its industry. The industry median Cash-to-Debt is 0.60. Service International's value of 0.05 is 91.7% below this benchmark. Historically, Service International's own Cash-to-Debt has ranged from 0.04 to 0.11 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.60, Service International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Personal Services company?
The median Cash-to-Debt among Personal Services companies is 0.60, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Service International's current Cash-to-Debt of 0.05 is 91.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median Cash-to-Debt is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Service International's current Cash-to-Debt is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Service International stock overvalued right now?
Based on GuruFocus' analysis, Service International (SCI) is currently considered Fairly Valued. The stock's GF Value™ is $85.19, compared to a current price of $81.09 — trading 4.8% below its estimated fair value. The current Cash-to-Debt is 0.05, which is near median its 10-year median of 0.05 and 91.7% below the Personal Services industry median of 0.60. Service International's overall GF Score™ is 84/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Service International (SCI), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Service International (SCI) Overvalued in 2026?
Based on GuruFocus' analysis, Service International stock appears to be undervalued.
The current stock price of $81.09 is trading 4.8% below its estimated GF Value™ of $85.19.
GuruFocus considers Service International to be Fairly Valued.
Key valuation signals for SCI:
Cash-to-Debt: 0.05 (near median its 10-year median of 0.05)
GF Value™: $85.19 vs. price of $81.09 (4.8% below fair value)
Industry Position: 91.7% below the Personal Services median (#86 of 94)
No single metric tells the full story. See the SCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Service Corp International is a personal services company that provides funeral and cemetery services and products from its locations throughout the United States and Canada. The company segments its operations into funeral service and cemetery business functions. At its funeral service locations, it provides all professional services, facilities, vehicles, and merchandise related to funerals and cremations. Cemetery locations provide cemetery property, memorial markers, and graveyard services to customers. The company derives the majority of its revenue from its funeral services segment. Geographically, the company derives a majority of its revenue from the United States.
84GF Score
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