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Phu Tai JSCSTC:PTB +0.88%90 Cash Ratio is 0.29 as of Mar. 2026, which is 164% above its 10-year median of 0.11. GuruFocus rates STC:PTB with a GF Score™ of 90/100 and a GF Value™ of ₫45,436.45 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 552 Conglomerates companies, Phu Tai JSC ranks worse than 61.78% on this metric.
Phu Tai JSC has a Cash Ratio of 0.29. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Phu Tai JSC's Cash Ratio or its related term are showing as below:
STC:PTB'
s Cash Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.11 Max: 0.35
Current: 0.29
During the past 11 years, Phu Tai JSC's highest Cash Ratio was 0.35. The lowest was 0.06. And the median was 0.11.
STC:PTB's Cash Ratio is ranked worse than 61.78% of 552
companies
in the Conglomerates industry
Industry Median: 0.4
vs STC:PTB: 0.29
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Phu Tai JSC Cash Ratio Related Terms
Phu Tai JSC Cash Ratio Historical Data
* Premium members only.
The historical data trend for Phu Tai JSC's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Phu Tai JSC's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phu Tai JSC Cash Ratio vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Phu Tai JSC's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Phu Tai JSC's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phu Tai JSC (STC:PTB) has a Cash Ratio of 0.29 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Phu Tai JSC and its competitors. This is 164% above median its historical median of 0.11. Over the past decade, Phu Tai JSC's Cash Ratio has ranged from 0.06 to 0.35. According to the industry distribution chart, Phu Tai JSC ranks #341 out of 552 companies in the Conglomerates industry, placing it in the top 61.8%.
Is Phu Tai JSC's Cash Ratio too high?
Phu Tai JSC's current Cash Ratio of 0.29 is 164% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.35. The Conglomerates industry median Cash Ratio is 0.40. Phu Tai JSC's value of 0.29 is 27.5% below this industry median. Based on the distribution chart, Phu Tai JSC ranks #341 out of 552 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Phu Tai JSC has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phu Tai JSC's Cash Ratio compare to MMM and HON?
According to the Conglomerates industry distribution chart, Phu Tai JSC ranks #341 out of 552 companies for Cash Ratio. This places Phu Tai JSC in the lower half of its industry. The industry median Cash Ratio is 0.40. Phu Tai JSC's value of 0.29 is 27.5% below this benchmark. Historically, Phu Tai JSC's own Cash Ratio has ranged from 0.06 to 0.35 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.40, Phu Tai JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Conglomerates company?
The median Cash Ratio among Conglomerates companies is 0.40, based on 552 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phu Tai JSC's current Cash Ratio of 0.29 is 27.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Phu Tai JSC and its competitors. For the Conglomerates industry, the median Cash Ratio is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Tai JSC's current Cash Ratio is 0.29, which is 164% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Tai JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Tai JSC (STC:PTB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫45,436.45, compared to a current price of ₫34,500.00 — trading 24.1% below its estimated fair value. The current Cash Ratio is 0.29, which is 164% above median its 10-year median of 0.11 and 27.5% below the Conglomerates industry median of 0.40. Phu Tai JSC's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Phu Tai JSC (STC:PTB), the current Cash Ratio is 0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phu Tai JSC (STC:PTB) Overvalued in 2026?
Based on GuruFocus' analysis, Phu Tai JSC stock appears to be undervalued.
The current stock price of ₫34,500.00 is trading 24.1% below its estimated GF Value™ of ₫45,436.45.
GuruFocus considers Phu Tai JSC to be Modestly Undervalued.
Key valuation signals for STC:PTB:
Cash Ratio: 0.29 (164% above median its 10-year median of 0.11)
GF Value™: ₫45,436.45 vs. price of ₫34,500.00 (24.1% below fair value)
Industry Position: 27.5% below the Conglomerates median (#341 of 552)
No single metric tells the full story. See the STC:PTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phu Tai JSC is engaged in three businesses as natural stone business, the wooden furniture business, and the Toyota cars business. Its natural stone business provides natural granite and basalt-based products. Wooden business supplies, furniture, and indoor decorative furniture. Toyota's car business includes selling commercial and passenger vehicles.
90GF Score
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