Phu Tai JSCSTC:PTB +5.83%87 Interest Coverage is 8.75 as of Mar. 2026, which is 31% above its 10-year median of 6.68. GuruFocus rates STC:PTB with a GF Score™ of 87/100 and a GF Value™ of ₫45,901.04 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 427 Conglomerates companies, Phu Tai JSC ranks better than 59.02% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Phu Tai JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫209,112 Mil. Phu Tai JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-23,906 Mil.
Phu Tai JSC's interest coverage for the quarter that ended in Mar. 2026 was 8.75.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Phu Tai JSC's Interest Coverage or its related term are showing as below:
STC:PTB'
s Interest Coverage Range Over the Past 10 Years
Min: 3.95 Med: 6.68 Max: 8.88
Current: 8.36
STC:PTB's Interest Coverage is ranked better than 59.02% of 427
companies
in the Conglomerates industry
Industry Median: 5.29
vs STC:PTB: 8.36
Phu Tai JSC (STC:PTB) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Phu Tai JSC Interest Coverage Related Terms
Phu Tai JSC Interest Coverage Historical Data
* Premium members only.
The historical data trend for Phu Tai JSC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Conglomerates subindustry, Phu Tai JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phu Tai JSC Interest Coverage vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Phu Tai JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Phu Tai JSC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phu Tai JSC (STC:PTB) has a Interest Coverage of 8.75 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phu Tai JSC and its competitors. This is 31% above median its historical median of 6.68. Over the past decade, Phu Tai JSC's Interest Coverage has ranged from 3.95 to 8.88. According to the industry distribution chart, Phu Tai JSC ranks #175 out of 427 companies in the Conglomerates industry, placing it in the top 41%.
Is Phu Tai JSC's Interest Coverage too high?
Phu Tai JSC's current Interest Coverage of 8.75 is 31% above median its 10-year median of 6.68. Over the past 10 years, this metric has ranged from a low of 3.95 to a high of 8.88. The Conglomerates industry median Interest Coverage is 5.29. Phu Tai JSC's value of 8.75 is 65.4% above this industry median. Based on the distribution chart, Phu Tai JSC ranks #175 out of 427 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Phu Tai JSC has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phu Tai JSC's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Phu Tai JSC ranks #175 out of 427 companies for Interest Coverage. This puts Phu Tai JSC in the upper half of its industry. The industry median Interest Coverage is 5.29. Phu Tai JSC's value of 8.75 is 65.4% above this benchmark. Historically, Phu Tai JSC's own Interest Coverage has ranged from 3.95 to 8.88 over the past decade. While the company's 10-year median is 6.68 vs. the industry median of 5.29, Phu Tai JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.29, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phu Tai JSC's current Interest Coverage of 8.75 is 65.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phu Tai JSC and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Tai JSC's current Interest Coverage is 8.75, which is 31% above median its own 10-year median of 6.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Tai JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Tai JSC (STC:PTB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫45,901.04, compared to a current price of ₫39,000.00 — trading 15% below its estimated fair value. The current Interest Coverage is 8.75, which is 31% above median its 10-year median of 6.68 and 65.4% above the Conglomerates industry median of 5.29. Phu Tai JSC's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Phu Tai JSC (STC:PTB), the current Interest Coverage is 8.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phu Tai JSC (STC:PTB) Overvalued in 2026?
Based on GuruFocus' analysis, Phu Tai JSC stock appears to be undervalued.
The current stock price of ₫39,000.00 is trading 15% below its estimated GF Value™ of ₫45,901.04.
GuruFocus considers Phu Tai JSC to be Modestly Undervalued.
Key valuation signals for STC:PTB:
Interest Coverage: 8.75 (31% above median its 10-year median of 6.68)
GF Value™: ₫45,901.04 vs. price of ₫39,000.00 (15% below fair value)
Industry Position: 65.4% above the Conglomerates median (#175 of 427)
No single metric tells the full story. See the STC:PTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phu Tai JSC is engaged in three businesses as natural stone business, the wooden furniture business, and the Toyota cars business. Its natural stone business provides natural granite and basalt-based products. Wooden business supplies, furniture, and indoor decorative furniture. Toyota's car business includes selling commercial and passenger vehicles.
87GF Score
Get the complete analysis for STC:PTB
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