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Molina HealthcareSTU:MHG -0.57%78 Cash Ratio is 1.16 as of Jun. 2026, which is 4% above its 10-year median of 1.12. GuruFocus rates STU:MHG with a GF Score™ of 78/100 and a GF Value™ of €334.33 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 15 Healthcare Plans companies, Molina Healthcare ranks better than 80% on this metric.
Molina Healthcare has a Cash Ratio of 1.16. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Molina Healthcare's Cash Ratio or its related term are showing as below:
STU:MHG'
s Cash Ratio Range Over the Past 10 Years
Min: 0.89 Med: 1.12 Max: 1.4
Current: 1.16
During the past 13 years, Molina Healthcare's highest Cash Ratio was 1.40. The lowest was 0.89. And the median was 1.12.
STU:MHG's Cash Ratio is ranked better than 80% of 15
companies
in the Healthcare Plans industry
Industry Median: 0.75
vs STU:MHG: 1.16
Molina Healthcare (STU:MHG) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Molina Healthcare Cash Ratio Related Terms
Molina Healthcare Cash Ratio Historical Data
* Premium members only.
The historical data trend for Molina Healthcare's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:MHG vs OSCR, ALHC, CLOV: Cash Ratio Comparison
For the Healthcare Plans subindustry, Molina Healthcare's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Molina Healthcare Cash Ratio vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Molina Healthcare's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Molina Healthcare's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Molina Healthcare (STU:MHG) has a Cash Ratio of 1.16 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Molina Healthcare and its competitors. This is near median its historical median of 1.12. Over the past decade, Molina Healthcare's Cash Ratio has ranged from 0.89 to 1.40. According to the industry distribution chart, Molina Healthcare ranks #3 out of 15 companies in the Healthcare Plans industry, placing it in the top 20%.
Is Molina Healthcare's Cash Ratio too high?
Molina Healthcare's current Cash Ratio of 1.16 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 1.40. The Healthcare Plans industry median Cash Ratio is 0.75. Molina Healthcare's value of 1.16 is 54.7% above this industry median. Based on the distribution chart, Molina Healthcare ranks #3 out of 15 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Molina Healthcare has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Molina Healthcare's Cash Ratio compare to OSCR and ALHC?
According to the Healthcare Plans industry distribution chart, Molina Healthcare ranks #3 out of 15 companies for Cash Ratio. This places Molina Healthcare in the top 20% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.75. Molina Healthcare's value of 1.16 is 54.7% above this benchmark. Historically, Molina Healthcare's own Cash Ratio has ranged from 0.89 to 1.40 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 0.75, Molina Healthcare has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Healthcare Plans company?
The median Cash Ratio among Healthcare Plans companies is 0.75, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Molina Healthcare's current Cash Ratio of 1.16 is 54.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Molina Healthcare and its competitors. For the Healthcare Plans industry, the median Cash Ratio is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Molina Healthcare's current Cash Ratio is 1.16, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Molina Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Molina Healthcare (STU:MHG) is currently considered Significantly Undervalued. The stock's GF Value™ is €334.33, compared to a current price of €174.50 — trading 47.8% below its estimated fair value. The current Cash Ratio is 1.16, which is near median its 10-year median of 1.12 and 54.7% above the Healthcare Plans industry median of 0.75. Molina Healthcare's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Molina Healthcare (STU:MHG), the current Cash Ratio is 1.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Molina Healthcare (STU:MHG) Overvalued in 2026?
Based on GuruFocus' analysis, Molina Healthcare stock appears to be undervalued.
The current stock price of €174.50 is trading 47.8% below its estimated GF Value™ of €334.33.
GuruFocus considers Molina Healthcare to be Significantly Undervalued.
Key valuation signals for STU:MHG:
Cash Ratio: 1.16 (near median its 10-year median of 1.12)
GF Value™: €334.33 vs. price of €174.50 (47.8% below fair value)
Industry Position: 54.7% above the Healthcare Plans median (#3 of 15)
No single metric tells the full story. See the STU:MHG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Molina Healthcare Inc provides medical insurance plans through Medicaid, the individual exchanges, and Medicare. The company operates in four reportable segments consisting of: 1) Medicaid; 2) Medicare; 3) Marketplace; and 4) Other. It manages health benefit risks for more than 5 million people, with more than 85% of those members coming through contracts with state governments for their Medicaid programs. Medicaid contracts in four states-California, New York, Texas, and Washington-account for over half of its enrollees.
78GF Score
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