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So-Young InternationalSY -0.59%74 Cash Ratio is 0.93 as of Mar. 2026, which is 63% below its 10-year median of 2.49. GuruFocus rates SY with a GF Score™ of 74/100 and a GF Value™ of $1.52 (Fairly Valued). The stock has 2 warning signs investors should review. Among 664 Healthcare Providers & Services companies, So-Young International ranks better than 62.8% on this metric.
So-Young International has a Cash Ratio of 0.93. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for So-Young International's Cash Ratio or its related term are showing as below:
SY'
s Cash Ratio Range Over the Past 10 Years
Min: 0.93 Med: 2.49 Max: 6.71
Current: 0.93
During the past 10 years, So-Young International's highest Cash Ratio was 6.71. The lowest was 0.93. And the median was 2.49.
SY's Cash Ratio is ranked better than 62.8% of 664
companies
in the Healthcare Providers & Services industry
Industry Median: 0.59
vs SY: 0.93
So-Young International (NAS:SY) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Health Information Services subindustry, So-Young International's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
So-Young International Cash Ratio vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, So-Young International's Cash Ratio distribution charts can be found below:
* The bar in red indicates where So-Young International's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
So-Young International (SY) has a Cash Ratio of 0.93 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on So-Young International and its competitors. This is 63% below median its historical median of 2.49. Over the past decade, So-Young International's Cash Ratio has ranged from 0.93 to 6.71. According to the industry distribution chart, So-Young International ranks #247 out of 664 companies in the Healthcare Providers & Services industry, placing it in the top 37.2%.
Is So-Young International's Cash Ratio too high?
So-Young International's current Cash Ratio of 0.93 is 63% below median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 6.71. The Healthcare Providers & Services industry median Cash Ratio is 0.59. So-Young International's value of 0.93 is 57.6% above this industry median. Based on the distribution chart, So-Young International ranks #247 out of 664 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, So-Young International has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does So-Young International's Cash Ratio compare to HCAT and AMWL?
According to the Healthcare Providers & Services industry distribution chart, So-Young International ranks #247 out of 664 companies for Cash Ratio. This puts So-Young International in the upper half of its industry. The industry median Cash Ratio is 0.59. So-Young International's value of 0.93 is 57.6% above this benchmark. Historically, So-Young International's own Cash Ratio has ranged from 0.93 to 6.71 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 0.59, So-Young International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Healthcare Providers & Services company?
The median Cash Ratio among Healthcare Providers & Services companies is 0.59, based on 664 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. So-Young International's current Cash Ratio of 0.93 is 57.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on So-Young International and its competitors. For the Healthcare Providers & Services industry, the median Cash Ratio is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. So-Young International's current Cash Ratio is 0.93, which is 63% below median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is So-Young International stock overvalued right now?
Based on GuruFocus' analysis, So-Young International (SY) is currently considered Fairly Valued. The stock's GF Value™ is $1.52, compared to a current price of $1.68 — trading 10.2% above its estimated fair value. The current Cash Ratio is 0.93, which is 63% below median its 10-year median of 2.49 and 57.6% above the Healthcare Providers & Services industry median of 0.59. So-Young International's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For So-Young International (SY), the current Cash Ratio is 0.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is So-Young International (SY) Overvalued in 2026?
Based on GuruFocus' analysis, So-Young International stock appears to be overvalued.
The current stock price of $1.68 is trading 10.2% above its estimated GF Value™ of $1.52.
GuruFocus considers So-Young International to be Fairly Valued.
Key valuation signals for SY:
Cash Ratio: 0.93 (63% below median its 10-year median of 2.49)
GF Value™: $1.52 vs. price of $1.68 (10.2% above fair value)
Industry Position: 57.6% above the Healthcare Providers & Services median (#247 of 664)
No single metric tells the full story. See the SY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
So-Young International Inc is an aesthetic treatment platform in China connecting consumers with online services and offline treatments. Its online platform operates across multiple access points, including mobile app, Weixin mini program, and soyoung.com website, where both consumers and aesthetic practitioners can access media content, an engaging social community and a transparent reservation system. The company has four reportable segments: Aesthetic treatment services group, Platform service group, Wuhan Miracle, and Others. The majority of revenue is derived from the Platform service group, which generates revenue by providing information services and reservation services. All the company's revenues are derived from within the PRC.
74GF Score
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