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President Chain StoreTPE:2912 +1.59%89 Cash Ratio is 0.42 as of Jun. 2026, which is 25% below its 10-year median of 0.56. GuruFocus rates TPE:2912 with a GF Score™ of 89/100 and a GF Value™ of NT$282.99 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 301 Retail - Defensive companies, President Chain Store ranks better than 62.13% on this metric.
President Chain Store has a Cash Ratio of 0.42. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for President Chain Store's Cash Ratio or its related term are showing as below:
TPE:2912'
s Cash Ratio Range Over the Past 10 Years
Min: 0.42 Med: 0.56 Max: 1.03
Current: 0.42
During the past 13 years, President Chain Store's highest Cash Ratio was 1.03. The lowest was 0.42. And the median was 0.56.
TPE:2912's Cash Ratio is ranked better than 62.13% of 301
companies
in the Retail - Defensive industry
Industry Median: 0.29
vs TPE:2912: 0.42
President Chain Store (TPE:2912) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, President Chain Store's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
President Chain Store Cash Ratio vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, President Chain Store's Cash Ratio distribution charts can be found below:
* The bar in red indicates where President Chain Store's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
President Chain Store (TPE:2912) has a Cash Ratio of 0.42 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on President Chain Store and its competitors. This is 25% below median its historical median of 0.56. Over the past decade, President Chain Store's Cash Ratio has ranged from 0.42 to 1.03. According to the industry distribution chart, President Chain Store ranks #114 out of 301 companies in the Retail - Defensive industry, placing it in the top 37.9%.
Is President Chain Store's Cash Ratio too high?
President Chain Store's current Cash Ratio of 0.42 is 25% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.03. The Retail - Defensive industry median Cash Ratio is 0.29. President Chain Store's value of 0.42 is 44.8% above this industry median. Based on the distribution chart, President Chain Store ranks #114 out of 301 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, President Chain Store has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does President Chain Store's Cash Ratio compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, President Chain Store ranks #114 out of 301 companies for Cash Ratio. This puts President Chain Store in the upper half of its industry. The industry median Cash Ratio is 0.29. President Chain Store's value of 0.42 is 44.8% above this benchmark. Historically, President Chain Store's own Cash Ratio has ranged from 0.42 to 1.03 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 0.29, President Chain Store has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Defensive company?
The median Cash Ratio among Retail - Defensive companies is 0.29, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. President Chain Store's current Cash Ratio of 0.42 is 44.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on President Chain Store and its competitors. For the Retail - Defensive industry, the median Cash Ratio is 0.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. President Chain Store's current Cash Ratio is 0.42, which is 25% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is President Chain Store stock overvalued right now?
Based on GuruFocus' analysis, President Chain Store (TPE:2912) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$282.99, compared to a current price of NT$223.50 — trading 21% below its estimated fair value. The current Cash Ratio is 0.42, which is 25% below median its 10-year median of 0.56 and 44.8% above the Retail - Defensive industry median of 0.29. President Chain Store's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For President Chain Store (TPE:2912), the current Cash Ratio is 0.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is President Chain Store (TPE:2912) Overvalued in 2026?
Based on GuruFocus' analysis, President Chain Store stock appears to be undervalued.
The current stock price of NT$223.50 is trading 21% below its estimated GF Value™ of NT$282.99.
GuruFocus considers President Chain Store to be Modestly Undervalued.
Key valuation signals for TPE:2912:
Cash Ratio: 0.42 (25% below median its 10-year median of 0.56)
GF Value™: NT$282.99 vs. price of NT$223.50 (21% below fair value)
Industry Position: 44.8% above the Retail - Defensive median (#114 of 301)
No single metric tells the full story. See the TPE:2912 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
President Chain Store Corporation, along with its subsidiaries, is engaged in managing convenience stores, restaurants, drugstores, department stores, supermarkets, and online shopping stores under different brands. Its offerings include food, beverages, coffee, daily commodities, cosmetics and health care products. The group operates in Taiwan, Mainland China, the Philippines, and Japan. Its reportable segments are Convenience stores, Retail business group, Logistics business group, and Others. The majority of the company's revenue is derived from the Convenience Stores segment. Geographically, the company derives the maximum revenue from Taiwan, followed by other regions.
89GF Score
Get the complete analysis for TPE:2912
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