President Chain StoreTPE:2912 -1.33%89 Interest Coverage is 4.68 as of Dec. 2025, which is 54% below its 10-year median of 10.23. GuruFocus rates TPE:2912 with a GF Score™ of 89/100 and a GF Value™ of NT$305.25 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 254 Retail - Defensive companies, President Chain Store ranks worse than 58.27% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. President Chain Store's
Operating Income
for the
three
months ended in Dec. 2025 was NT$2,651 Mil. President Chain Store's Interest Expense for the
three
months ended in Dec. 2025 was NT$-566 Mil.
President Chain Store's interest coverage for the quarter that ended in Dec. 2025 was 4.68.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for President Chain Store's Interest Coverage or its related term are showing as below:
TPE:2912'
s Interest Coverage Range Over the Past 10 Years
Min: 6.7 Med: 10.23 Max: 110.27
Current: 6.7
TPE:2912's Interest Coverage is ranked worse than 58.27% of 254
companies
in the Retail - Defensive industry
Industry Median: 8.795
vs TPE:2912: 6.70
President Chain Store (TPE:2912) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
President Chain Store Interest Coverage Related Terms
President Chain Store Interest Coverage Historical Data
* Premium members only.
The historical data trend for President Chain Store's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, President Chain Store's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
President Chain Store Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, President Chain Store's Interest Coverage distribution charts can be found below:
* The bar in red indicates where President Chain Store's Interest Coverage falls into.
President Chain Store Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
President Chain Store (TPE:2912) has a Interest Coverage of 4.68 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on President Chain Store and its competitors. This is 54% below median its historical median of 10.23. Over the past decade, President Chain Store's Interest Coverage has ranged from 6.70 to 110.27. According to the industry distribution chart, President Chain Store ranks #148 out of 254 companies in the Retail - Defensive industry, placing it in the top 58.3%.
Is President Chain Store's Interest Coverage too high?
President Chain Store's current Interest Coverage of 4.68 is 54% below median its 10-year median of 10.23. Over the past 10 years, this metric has ranged from a low of 6.70 to a high of 110.27. The Retail - Defensive industry median Interest Coverage is 8.80. President Chain Store's value of 4.68 is 46.8% below this industry median. Based on the distribution chart, President Chain Store ranks #148 out of 254 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, President Chain Store has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does President Chain Store's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, President Chain Store ranks #148 out of 254 companies for Interest Coverage. This places President Chain Store in the lower half of its industry. The industry median Interest Coverage is 8.80. President Chain Store's value of 4.68 is 46.8% below this benchmark. Historically, President Chain Store's own Interest Coverage has ranged from 6.70 to 110.27 over the past decade. While the company's 10-year median is 10.23 vs. the industry median of 8.80, President Chain Store has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. President Chain Store's current Interest Coverage of 4.68 is 46.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on President Chain Store and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. President Chain Store's current Interest Coverage is 4.68, which is 54% below median its own 10-year median of 10.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is President Chain Store stock overvalued right now?
Based on GuruFocus' analysis, President Chain Store (TPE:2912) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$305.25, compared to a current price of NT$223.00 — trading 26.9% below its estimated fair value. The current Interest Coverage is 4.68, which is 54% below median its 10-year median of 10.23 and 46.8% below the Retail - Defensive industry median of 8.80. President Chain Store's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For President Chain Store (TPE:2912), the current Interest Coverage is 4.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is President Chain Store (TPE:2912) Overvalued in 2026?
Based on GuruFocus' analysis, President Chain Store stock appears to be undervalued.
The current stock price of NT$223.00 is trading 26.9% below its estimated GF Value™ of NT$305.25.
GuruFocus considers President Chain Store to be Modestly Undervalued.
Key valuation signals for TPE:2912:
Interest Coverage: 4.68 (54% below median its 10-year median of 10.23)
GF Value™: NT$305.25 vs. price of NT$223.00 (26.9% below fair value)
Industry Position: 46.8% below the Retail - Defensive median (#148 of 254)
No single metric tells the full story. See the TPE:2912 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
President Chain Store Corporation, along with its subsidiaries, is engaged in managing convenience stores, restaurants, drugstores, department stores, supermarkets, and online shopping stores under different brands. Its offerings include food, beverages, coffee, daily commodities, cosmetics and health care products. The group operates in Taiwan, Mainland China, the Philippines, and Japan. Its reportable segments are Convenience stores, Retail business group, Logistics business group, and Others. The majority of the company's revenue is derived from the Convenience Stores segment. Geographically, the company derives the maximum revenue from Taiwan, followed by other regions.
89GF Score
Get the complete analysis for TPE:2912
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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