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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Air Lease's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.02.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Air Leasecouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Air Lease's Cash-to-Debt or its related term are showing as below:
AL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.03 Max: 0.11
Current: 0.02
During the past 13 years, Air Lease's highest Cash to Debt Ratio was 0.11. The lowest was 0.02. And the median was 0.03.
AL's Cash-to-Debt is not ranked
in the Business Services industry.
Industry Median: 1.16
vs AL: 0.02
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Air Lease Cash-to-Debt Related Terms
Air Lease Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Air Lease's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Rental & Leasing Services subindustry, Air Lease's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Air Lease Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Air Lease's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Air Lease's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Air Lease (AL) has a Cash-to-Debt of 0.02 as of Dec. 2025. This is 33% below median its historical median of 0.03. Over the past decade, Air Lease's Cash-to-Debt has ranged from 0.02 to 0.11.
Is Air Lease's Cash-to-Debt too high?
Air Lease's current Cash-to-Debt of 0.02 is 33% below median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.11. The Business Services industry median Cash-to-Debt is 1.16. Air Lease's value of 0.02 is 98.3% below this industry median. Overall, Air Lease has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Air Lease's Cash-to-Debt compare to R and UHAL?
Air Lease's Cash-to-Debt of 0.02 can be compared against companies in the Business Services industry. The industry median Cash-to-Debt is 1.16. Air Lease's value of 0.02 is 98.3% below this benchmark. Historically, Air Lease's own Cash-to-Debt has ranged from 0.02 to 0.11 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 1.16, Air Lease has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.16, based on 1,068 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Air Lease's current Cash-to-Debt of 0.02 is 98.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Air Lease's current Cash-to-Debt is 0.02, which is 33% below median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Air Lease stock overvalued right now?
Air Lease (AL) has a current Cash-to-Debt of 0.02. The stock's GF Value™ is $53.04, compared to a current price of $65.00 — trading 22.5% above its estimated fair value. The current Cash-to-Debt is 0.02, which is 33% below median its 10-year median of 0.03 and 98.3% below the Business Services industry median of 1.16. Air Lease's overall GF Score™ is 64/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Air Lease (AL), the current Cash-to-Debt is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Air Lease (AL) Overvalued in 2026?
Based on GuruFocus' analysis, Air Lease stock appears to be overvalued.
The current stock price of $65.00 is trading 22.5% above its estimated GF Value™ of $53.04.
Key valuation signals for AL:
Cash-to-Debt: 0.02 (33% below median its 10-year median of 0.03)
GF Value™: $53.04 vs. price of $65.00 (22.5% above fair value)
Industry Position: 98.3% below the Business Services median
No single metric tells the full story. See the AL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Air Lease Corp is an aircraft leasing company based in the United States. It is engaged in the modern, fuel-efficient new technology commercial jet aircraft directly from aircraft manufacturers and leasing those aircraft to airlines throughout the world to generate attractive returns on equity. The company also sells aircraft from its fleet to third parties, including other leasing companies, financial services companies, airlines, and other investors, and offers fleet management services to investors and owners of aircraft portfolios for a management fee. Geographically, it derives a maximum of its revenue from the Europe and the rest from Asia Pacific, Middle East and Africa, Central America, South America, Mexico, the United States, and Canada.
64GF Score
Get the complete analysis for AL
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