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Ambow Education HoldingAMBO -2.20%50 Cash-to-Debt is 0.49 as of Jun. 2026, which is 47% below its 10-year median of 0.93. GuruFocus rates AMBO with a GF Score™ of 50/100 and a GF Value™ of $1.47 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 264 Education companies, Ambow Education Holding ranks worse than 67.05% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ambow Education Holding's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.49.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ambow Education Holdingcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Ambow Education Holding's Cash-to-Debt or its related term are showing as below:
AMBO'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.93 Max: No Debt
Current: 0.49
During the past 13 years, Ambow Education Holding's highest Cash to Debt Ratio was No Debt. The lowest was 0.03. And the median was 0.93.
AMBO's Cash-to-Debt is ranked worse than 67.05% of 264
companies
in the Education industry
Industry Median: 1.275
vs AMBO: 0.49
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ambow Education Holding Cash-to-Debt Related Terms
Ambow Education Holding Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Education & Training Services subindustry, Ambow Education Holding's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ambow Education Holding Cash-to-Debt vs Education Industry
For the Education industry and Consumer Defensive sector, Ambow Education Holding's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ambow Education Holding's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ambow Education Holding (AMBO) has a Cash-to-Debt of 0.49 as of Jun. 2026. This is 47% below median its historical median of 0.93. Over the past decade, Ambow Education Holding's Cash-to-Debt has ranged from 0.03 to 10,000.00. According to the industry distribution chart, Ambow Education Holding ranks #177 out of 264 companies in the Education industry, placing it in the top 67%.
Is Ambow Education Holding's Cash-to-Debt too high?
Ambow Education Holding's current Cash-to-Debt of 0.49 is 47% below median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 10,000.00. The Education industry median Cash-to-Debt is 1.28. Ambow Education Holding's value of 0.49 is 61.6% below this industry median. Based on the distribution chart, Ambow Education Holding ranks #177 out of 264 companies in the Education industry, which is below the industry midpoint. Overall, Ambow Education Holding has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ambow Education Holding's Cash-to-Debt compare to WAFU and BRWC?
According to the Education industry distribution chart, Ambow Education Holding ranks #177 out of 264 companies for Cash-to-Debt. This places Ambow Education Holding in the lower half of its industry. The industry median Cash-to-Debt is 1.28. Ambow Education Holding's value of 0.49 is 61.6% below this benchmark. Historically, Ambow Education Holding's own Cash-to-Debt has ranged from 0.03 to 10,000.00 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 1.28, Ambow Education Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Education company?
The median Cash-to-Debt among Education companies is 1.28, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ambow Education Holding's current Cash-to-Debt of 0.49 is 61.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Education industry, the median Cash-to-Debt is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ambow Education Holding's current Cash-to-Debt is 0.49, which is 47% below median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ambow Education Holding stock overvalued right now?
Based on GuruFocus' analysis, Ambow Education Holding (AMBO) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.47, compared to a current price of $2.00 — trading 36.1% above its estimated fair value. The current Cash-to-Debt is 0.49, which is 47% below median its 10-year median of 0.93 and 61.6% below the Education industry median of 1.28. Ambow Education Holding's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ambow Education Holding (AMBO), the current Cash-to-Debt is 0.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ambow Education Holding (AMBO) Overvalued in 2026?
Based on GuruFocus' analysis, Ambow Education Holding stock appears to be overvalued.
The current stock price of $2.00 is trading 36.1% above its estimated GF Value™ of $1.47.
GuruFocus considers Ambow Education Holding to be Significantly Overvalued.
Key valuation signals for AMBO:
Cash-to-Debt: 0.49 (47% below median its 10-year median of 0.93)
GF Value™: $1.47 vs. price of $2.00 (36.1% above fair value)
Industry Position: 61.6% below the Education median (#177 of 264)
No single metric tells the full story. See the AMBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ambow Education Holding Ltd is an AI-driven technology educational company. Along with its subsidiaries, the company is developing a new HybriU AI Digital Education Solution that transforms the educational environment, bridging the gap between traditional methods and the future of digital learning. The solution combines sophisticated software and hardware to create an AI-powered digital and hybrid classroom, designed to enhance educational delivery and engagement. In addition, the group offers high-quality, individualized, and dynamic career education services and products through the operation of its for-profit colleges. Substantially the majority of the group's revenues are derived from the United States, based on the geographical locations where services are provided to customers.
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