AMBO (Ambow Education Holding) Interest Coverage: 6.60 (As of Jun. 2026) — 100% Below Median

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AMBO Ambow Education Holding Ltd AMBO
44 GF Score
Price $2.09
GF Value $1.48
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Ambow Education Holding Interest Coverage?

Ambow Education Holding AMBO 44 Interest Coverage is 6.60 as of Jun. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates AMBO with a GF Score™ of 44/100 and a GF Value™ of $1.48 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 193 Education companies, Ambow Education Holding ranks better than 77.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ambow Education Holding's Operating Income for the three months ended in Jun. 2026 was $0.03 Mil. Ambow Education Holding's Interest Expense for the three months ended in Jun. 2026 was $-0.01 Mil. Ambow Education Holding's interest coverage for the quarter that ended in Jun. 2026 was 6.60. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ambow Education Holding's Interest Coverage or its related term are showing as below:

AMBO' s Interest Coverage Range Over the Past 10 Years
Min: 95   Med: No Debt   Max: No Debt
Current: 95


AMBO's Interest Coverage is ranked better than
77.72% of 193 companies
in the Education industry
Industry Median: 13.4 vs AMBO: 95.00

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ambow Education Holding  (AMEX:AMBO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ambow Education Holding Interest Coverage Related Terms


Ambow Education Holding Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ambow Education Holding's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ambow Education Holding Interest Coverage Chart

Ambow Education Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 N/A

Ambow Education Holding Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.50 11.34 N/A N/A 6.60

AMBO vs WAFU, ASPU, EEIQ: Interest Coverage Comparison

For the Education & Training Services subindustry, Ambow Education Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ambow Education Holding Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, Ambow Education Holding's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ambow Education Holding's Interest Coverage falls into.


AMBO
44GF Score
Ambow Education Holding Ltd AMBO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ambow Education Holding Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ambow Education Holding's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ambow Education Holding's Interest Expense was $0.00 Mil. Its Operating Income was $0.11 Mil. And its Long-Term Debt & Capital Lease Obligation was $7.44 Mil.

GuruFocus does not calculate Ambow Education Holding's interest coverage with the available data.

Ambow Education Holding's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Ambow Education Holding's Interest Expense was $-0.01 Mil. Its Operating Income was $0.03 Mil. And its Long-Term Debt & Capital Lease Obligation was $6.76 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*0.033/-0.005
=6.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.60 mean?
Ambow Education Holding (AMBO) has a Interest Coverage of 6.60 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ambow Education Holding and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Ambow Education Holding's Interest Coverage has ranged from 95.00 to 10,000.00. According to the industry distribution chart, Ambow Education Holding ranks #43 out of 193 companies in the Education industry, placing it in the top 22.3%.
Is Ambow Education Holding's Interest Coverage too high?
Ambow Education Holding's current Interest Coverage of 6.60 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 95.00 to a high of 10,000.00. The Education industry median Interest Coverage is 13.40. Ambow Education Holding's value of 6.60 is 50.7% below this industry median. Based on the distribution chart, Ambow Education Holding ranks #43 out of 193 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Ambow Education Holding has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ambow Education Holding's Interest Coverage compare to WAFU and ASPU?
According to the Education industry distribution chart, Ambow Education Holding ranks #43 out of 193 companies for Interest Coverage. This places Ambow Education Holding in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.40. Ambow Education Holding's value of 6.60 is 50.7% below this benchmark. Historically, Ambow Education Holding's own Interest Coverage has ranged from 95.00 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 13.40, Ambow Education Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.40, based on 193 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ambow Education Holding's current Interest Coverage of 6.60 is 50.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ambow Education Holding and its competitors. For the Education industry, the median Interest Coverage is 13.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ambow Education Holding's current Interest Coverage is 6.60, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ambow Education Holding stock overvalued right now?
Based on GuruFocus' analysis, Ambow Education Holding (AMBO) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.48, compared to a current price of $2.09 — trading 41.2% above its estimated fair value. The current Interest Coverage is 6.60, which is 100% below median its 10-year median of 10,000.00 and 50.7% below the Education industry median of 13.40. Ambow Education Holding's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ambow Education Holding (AMBO), the current Interest Coverage is 6.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ambow Education Holding (AMBO) Overvalued in 2026?

Based on GuruFocus' analysis, Ambow Education Holding stock appears to be overvalued. The current stock price of $2.09 is trading 41.2% above its estimated GF Value™ of $1.48. GuruFocus considers Ambow Education Holding to be Significantly Overvalued.

Key valuation signals for AMBO:

  • Interest Coverage: 6.60 (100% below median its 10-year median of 10,000.00)
  • GF Value™: $1.48 vs. price of $2.09 (41.2% above fair value)
  • GF Score™: 44/100 with 3 warning signs
  • Industry Position: 50.7% below the Education median (#43 of 193)

No single metric tells the full story. See the AMBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ambow Education Holding Business Description

Address 10080 N. Wolfe Road, Suite SW3 - 200, Cupertino, CA, USA, 95014
Ambow Education Holding Ltd is an AI-driven technology educational company. Along with its subsidiaries, the company is developing a new HybriU AI Digital Education Solution that transforms the educational environment, bridging the gap between traditional methods and the future of digital learning. The solution combines sophisticated software and hardware to create an AI-powered digital and hybrid classroom, designed to enhance educational delivery and engagement. In addition, the group offers high-quality, individualized, and dynamic career education services and products through the operation of its for-profit colleges. Substantially the majority of the group's revenues are derived from the United States, based on the geographical locations where services are provided to customers.
44GF Score

Get the complete analysis for AMBO

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.09
Price
$1.48
GF Value