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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Australian United Investment Co's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.23.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Australian United Investment Cocouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Australian United Investment Co's Cash-to-Debt or its related term are showing as below:
ASX:AUI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.19 Max: 0.84
Current: 0.23
During the past 13 years, Australian United Investment Co's highest Cash to Debt Ratio was 0.84. The lowest was 0.03. And the median was 0.19.
ASX:AUI's Cash-to-Debt is ranked worse than 75% of 1428
companies
in the Asset Management industry
Industry Median: 5.63
vs ASX:AUI: 0.23
Australian United Investment Co (ASX:AUI) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Australian United Investment Co Cash-to-Debt Related Terms
Australian United Investment Co Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Australian United Investment Co Cash-to-Debt Chart
For the Asset Management subindustry, Australian United Investment Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Australian United Investment Co Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Australian United Investment Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Australian United Investment Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Australian United Investment Co (ASX:AUI) has a Cash-to-Debt of 0.23 as of Dec. 2025. This is 21% above median its historical median of 0.19. Over the past decade, Australian United Investment Co's Cash-to-Debt has ranged from 0.03 to 0.84. According to the industry distribution chart, Australian United Investment Co ranks #1071 out of 1428 companies in the Asset Management industry, placing it in the top 75%.
Is Australian United Investment Co's Cash-to-Debt too high?
Australian United Investment Co's current Cash-to-Debt of 0.23 is 21% above median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.84. The Asset Management industry median Cash-to-Debt is 5.63. Australian United Investment Co's value of 0.23 is 95.9% below this industry median. Based on the distribution chart, Australian United Investment Co ranks #1071 out of 1428 companies in the Asset Management industry, which is below the industry midpoint. Overall, Australian United Investment Co has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Australian United Investment Co's Cash-to-Debt compare to BLK and BX?
According to the Asset Management industry distribution chart, Australian United Investment Co ranks #1071 out of 1428 companies for Cash-to-Debt. This places Australian United Investment Co in the lower half of its industry. The industry median Cash-to-Debt is 5.63. Australian United Investment Co's value of 0.23 is 95.9% below this benchmark. Historically, Australian United Investment Co's own Cash-to-Debt has ranged from 0.03 to 0.84 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 5.63, Australian United Investment Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 5.63, based on 1,428 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Australian United Investment Co's current Cash-to-Debt of 0.23 is 95.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Australian United Investment Co's current Cash-to-Debt is 0.23, which is 21% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Australian United Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Australian United Investment Co (ASX:AUI) is currently considered Modestly Overvalued. The stock's GF Value™ is A$10.66, compared to a current price of A$12.03 — trading 12.9% above its estimated fair value. The current Cash-to-Debt is 0.23, which is 21% above median its 10-year median of 0.19 and 95.9% below the Asset Management industry median of 5.63. Australian United Investment Co's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Australian United Investment Co (ASX:AUI), the current Cash-to-Debt is 0.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Australian United Investment Co (ASX:AUI) Overvalued in 2026?
Based on GuruFocus' analysis, Australian United Investment Co stock appears to be overvalued.
The current stock price of A$12.03 is trading 12.9% above its estimated GF Value™ of A$10.66.
GuruFocus considers Australian United Investment Co to be Modestly Overvalued.
Key valuation signals for ASX:AUI:
Cash-to-Debt: 0.23 (21% above median its 10-year median of 0.19)
GF Value™: A$10.66 vs. price of A$12.03 (12.9% above fair value)
Industry Position: 95.9% below the Asset Management median (#1071 of 1428)
No single metric tells the full story. See the ASX:AUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Australian United Investment Co Ltd (AUI) is an investment company. The company's objective is to take a medium to long-term view and to invest in a diversified portfolio of Australian equities that have the potential to provide income and capital appreciation over the longer term. AUI's funds are invested predominantly in shares of companies listed on the ASX.
56GF Score
Get the complete analysis for ASX:AUI
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