Australian United Investment Co (ASX:AUI) Effective Interest Rate on Debt %: 3.35% (As of Dec. 2025)


ASX:AUI Australian United Investment Co Ltd ASX:AUI
51 GF Score
Price A$11.04
GF Value A$10.81
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Australian United Investment Co Effective Interest Rate on Debt %?

Australian United Investment Co ASX:AUI +0.36% 51 Effective Interest Rate on Debt % is 3.35% as of Dec. 2025. GuruFocus rates ASX:AUI with a GF Score™ of 51/100 and a GF Value™ of A$10.81 (Fairly Valued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Australian United Investment Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$1.93 Mil. Australian United Investment Co's average total debt for the quarter that ended in Dec. 2025 was A$57.50 Mil. Therefore, Australian United Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.35%.


Australian United Investment Co  (ASX:AUI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Australian United Investment Co Effective Interest Rate on Debt % Related Terms


Australian United Investment Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Australian United Investment Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Australian United Investment Co Effective Interest Rate on Debt % Chart

Australian United Investment Co Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.15 1.86 4.04 6.24 4.77

Australian United Investment Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.85 5.57 4.17 7.10 3.35

ASX:AUI vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Australian United Investment Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Australian United Investment Co Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Australian United Investment Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Australian United Investment Co's Effective Interest Rate on Debt % falls into.


ASX:AUI
51GF Score
Australian United Investment Co Ltd ASX:AUI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Australian United Investment Co Effective Interest Rate on Debt % Calculation

Australian United Investment Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2.431/( (77+25)/ 2 )
=-1  *  -2.431/51
=4.77 %

where

Australian United Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.926/( (25+90)/ 2 )
=-1  *  -1.926/57.5
=3.35 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.35% mean?
Australian United Investment Co (ASX:AUI) has a Effective Interest Rate on Debt % of 3.35% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Australian United Investment Co and its competitors.
Is Australian United Investment Co's Effective Interest Rate on Debt % too high?
Australian United Investment Co's current Effective Interest Rate on Debt % is 3.35%. Overall, Australian United Investment Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Australian United Investment Co's Effective Interest Rate on Debt % compare to BLK and BX?
Australian United Investment Co's Effective Interest Rate on Debt % of 3.35% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Australian United Investment Co and its competitors. Australian United Investment Co's current Effective Interest Rate on Debt % is 3.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Australian United Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Australian United Investment Co (ASX:AUI) is currently considered Fairly Valued. The stock's GF Value™ is A$10.81, compared to a current price of A$11.04 — trading 2.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.35%. Australian United Investment Co's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Australian United Investment Co (ASX:AUI), the current Effective Interest Rate on Debt % is 3.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Australian United Investment Co (ASX:AUI) Overvalued in 2026?

Based on GuruFocus' analysis, Australian United Investment Co stock appears to be overvalued. The current stock price of A$11.04 is trading 2.1% above its estimated GF Value™ of A$10.81. GuruFocus considers Australian United Investment Co to be Fairly Valued.

Key valuation signals for ASX:AUI:

  • Effective Interest Rate on Debt %: 3.35%
  • GF Value™: A$10.81 vs. price of A$11.04 (2.1% above fair value)
  • GF Score™: 51/100 with 8 warning signs

No single metric tells the full story. See the ASX:AUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Australian United Investment Co Business Description

Address 101 Collins Street, Level 20, Melbourne, VIC, AUS, 3000
Australian United Investment Co Ltd (AUI) is an investment company. The company's objective is to take a medium to long-term view and to invest in a diversified portfolio of Australian equities that have the potential to provide income and capital appreciation over the longer term. AUI's funds are invested predominantly in shares of companies listed on the ASX.
51GF Score

Get the complete analysis for ASX:AUI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$11.04
Price
A$10.81
GF Value