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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Finexia Financial Group's cash to debt ratio for the quarter that ended in Jun. 2025 was 0.18.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Finexia Financial Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2025.
The historical rank and industry rank for Finexia Financial Group's Cash-to-Debt or its related term are showing as below:
ASX:FNX'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.18 Med: 0.75 Max: No Debt
Current: 0.18
During the past 13 years, Finexia Financial Group's highest Cash to Debt Ratio was No Debt. The lowest was 0.18. And the median was 0.75.
ASX:FNX's Cash-to-Debt is not ranked
in the Capital Markets industry.
Industry Median: 2.33
vs ASX:FNX: 0.18
Finexia Financial Group (ASX:FNX) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Finexia Financial Group Cash-to-Debt Related Terms
Finexia Financial Group Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Capital Markets subindustry, Finexia Financial Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finexia Financial Group Cash-to-Debt vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Finexia Financial Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Finexia Financial Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finexia Financial Group (ASX:FNX) has a Cash-to-Debt of 0.18 as of Jun. 2025. This is 76% below median its historical median of 0.75. Over the past decade, Finexia Financial Group's Cash-to-Debt has ranged from 0.18 to 10,000.00.
Is Finexia Financial Group's Cash-to-Debt too high?
Finexia Financial Group's current Cash-to-Debt of 0.18 is 76% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 10,000.00. The Capital Markets industry median Cash-to-Debt is 2.33. Finexia Financial Group's value of 0.18 is 92.3% below this industry median. Overall, Finexia Financial Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Finexia Financial Group's Cash-to-Debt compare to MS and GS?
Finexia Financial Group's Cash-to-Debt of 0.18 can be compared against companies in the Capital Markets industry. The industry median Cash-to-Debt is 2.33. Finexia Financial Group's value of 0.18 is 92.3% below this benchmark. Historically, Finexia Financial Group's own Cash-to-Debt has ranged from 0.18 to 10,000.00 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 2.33, Finexia Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.33, based on 775 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finexia Financial Group's current Cash-to-Debt of 0.18 is 92.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finexia Financial Group's current Cash-to-Debt is 0.18, which is 76% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finexia Financial Group stock overvalued right now?
Finexia Financial Group (ASX:FNX) has a current Cash-to-Debt of 0.18. The current Cash-to-Debt is 0.18, which is 76% below median its 10-year median of 0.75 and 92.3% below the Capital Markets industry median of 2.33. Finexia Financial Group's overall GF Score™ is 13/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Finexia Financial Group (ASX:FNX), the current Cash-to-Debt is 0.18 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finexia Financial Group Ltd is a diversified financial services company engaged in private credit, funds management, and structured financing. The company focuses on lending markets, particularly in the childcare sector, where it provides financial solutions for acquiring, opening, refurbishing, and expanding childcare centers. Additionally, Finexia rewards investors with monthly distributions, offering a consistent income stream. Its operating segments include Stockbroking and Corporate Advisory, Funds and Asset Management, and Private Credit. The majority of its revenue is from Stockbroking and corporate advisory.
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