Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Finexia Financial Group's Debt-to-EBITDA or its related term are showing as below:
ASX:FNX'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.77 Med: 6.34 Max: 20.8
Current: 20.8
During the past 13 years, the highest Debt-to-EBITDA Ratio of Finexia Financial Group was 20.80. The lowest was -6.77. And the median was 6.34.
ASX:FNX's Debt-to-EBITDA is not ranked
in the Capital Markets industry.
Industry Median: 1.56
vs ASX:FNX: 20.80
Finexia Financial Group (ASX:FNX) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Finexia Financial Group Debt-to-EBITDA Related Terms
Finexia Financial Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:FNX vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, Finexia Financial Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finexia Financial Group Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Finexia Financial Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Finexia Financial Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Jun. 2025) EBITDA data.
Finexia Financial Group (ASX:FNX) has a Debt-to-EBITDA of 111.57 as of Jun. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Finexia Financial Group. This is 1660% above median its historical median of 6.34.
Is Finexia Financial Group's Debt-to-EBITDA too high?
Finexia Financial Group's current Debt-to-EBITDA of 111.57 is 1660% above median its 10-year median of 6.34. The Capital Markets industry median Debt-to-EBITDA is 1.56. Finexia Financial Group's value of 111.57 is 7051.9% above this industry median. Overall, Finexia Financial Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Finexia Financial Group's Debt-to-EBITDA compare to MS and GS?
Finexia Financial Group's Debt-to-EBITDA of 111.57 can be compared against companies in the Capital Markets industry. The industry median Debt-to-EBITDA is 1.56. Finexia Financial Group's value of 111.57 is 7051.9% above this benchmark. While the company's 10-year median is 6.34 vs. the industry median of 1.56, Finexia Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.56, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finexia Financial Group's current Debt-to-EBITDA of 111.57 is 7051.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Finexia Financial Group. For the Capital Markets industry, the median Debt-to-EBITDA is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finexia Financial Group's current Debt-to-EBITDA is 111.57, which is 1660% above median its own 10-year median of 6.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finexia Financial Group stock overvalued right now?
Finexia Financial Group (ASX:FNX) has a current Debt-to-EBITDA of 111.57. The current Debt-to-EBITDA is 111.57, which is 1660% above median its 10-year median of 6.34 and 7051.9% above the Capital Markets industry median of 1.56. Finexia Financial Group's overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Finexia Financial Group (ASX:FNX), the current Debt-to-EBITDA is 111.57 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finexia Financial Group Ltd is a diversified financial services company engaged in private credit, funds management, and structured financing. The company focuses on lending markets, particularly in the childcare sector, where it provides financial solutions for acquiring, opening, refurbishing, and expanding childcare centers. Additionally, Finexia rewards investors with monthly distributions, offering a consistent income stream. Its operating segments include Stockbroking and Corporate Advisory, Funds and Asset Management, and Private Credit. The majority of its revenue is from Stockbroking and corporate advisory.
13GF Score
Get the complete analysis for ASX:FNX
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:FNX has been successfully added to your 
