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What is Generation Development Group Cash-to-Debt?
Generation Development GroupASX:GDG -1.31%47 Cash-to-Debt is 3.22 as of Dec. 2025, which is 94% below its 10-year median of 51.43. GuruFocus rates ASX:GDG with a GF Score™ of 47/100 and a GF Value™ of A$7.74 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,426 Asset Management companies, Generation Development Group ranks worse than 52.59% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Generation Development Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 3.22.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Generation Development Groupcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Generation Development Group's Cash-to-Debt or its related term are showing as below:
ASX:GDG'
s Cash-to-Debt Range Over the Past 10 Years
Min: 3.22 Med: 51.43 Max: No Debt
Current: 3.22
During the past 13 years, Generation Development Group's highest Cash to Debt Ratio was No Debt. The lowest was 3.22. And the median was 51.43.
ASX:GDG's Cash-to-Debt is ranked worse than 52.59% of 1426
companies
in the Asset Management industry
Industry Median: 5.63
vs ASX:GDG: 3.22
Generation Development Group (ASX:GDG) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Generation Development Group Cash-to-Debt Related Terms
Generation Development Group Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Asset Management subindustry, Generation Development Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generation Development Group Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Generation Development Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Generation Development Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Generation Development Group (ASX:GDG) has a Cash-to-Debt of 3.22 as of Dec. 2025. This is 94% below median its historical median of 51.43. Over the past decade, Generation Development Group's Cash-to-Debt has ranged from 3.22 to 10,000.00. According to the industry distribution chart, Generation Development Group ranks #750 out of 1426 companies in the Asset Management industry, placing it in the top 52.6%.
Is Generation Development Group's Cash-to-Debt too high?
Generation Development Group's current Cash-to-Debt of 3.22 is 94% below median its 10-year median of 51.43. Over the past 10 years, this metric has ranged from a low of 3.22 to a high of 10,000.00. The Asset Management industry median Cash-to-Debt is 5.63. Generation Development Group's value of 3.22 is 42.8% below this industry median. Based on the distribution chart, Generation Development Group ranks #750 out of 1426 companies in the Asset Management industry, which is below the industry midpoint. Overall, Generation Development Group has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Generation Development Group's Cash-to-Debt compare to BLK and BX?
According to the Asset Management industry distribution chart, Generation Development Group ranks #750 out of 1426 companies for Cash-to-Debt. This places Generation Development Group in the lower half of its industry. The industry median Cash-to-Debt is 5.63. Generation Development Group's value of 3.22 is 42.8% below this benchmark. Historically, Generation Development Group's own Cash-to-Debt has ranged from 3.22 to 10,000.00 over the past decade. While the company's 10-year median is 51.43 vs. the industry median of 5.63, Generation Development Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 5.63, based on 1,426 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generation Development Group's current Cash-to-Debt of 3.22 is 42.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generation Development Group's current Cash-to-Debt is 3.22, which is 94% below median its own 10-year median of 51.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generation Development Group stock overvalued right now?
Based on GuruFocus' analysis, Generation Development Group (ASX:GDG) is currently considered Possible Value Trap. The stock's GF Value™ is A$7.74, compared to a current price of A$3.76 — trading 51.4% below its estimated fair value. The current Cash-to-Debt is 3.22, which is 94% below median its 10-year median of 51.43 and 42.8% below the Asset Management industry median of 5.63. Generation Development Group's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Generation Development Group (ASX:GDG), the current Cash-to-Debt is 3.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Generation Development Group (ASX:GDG) Overvalued in 2026?
Based on GuruFocus' analysis, Generation Development Group stock appears to be undervalued.
The current stock price of A$3.76 is trading 51.4% below its estimated GF Value™ of A$7.74.
GuruFocus considers Generation Development Group to be Possible Value Trap.
Key valuation signals for ASX:GDG:
Cash-to-Debt: 3.22 (94% below median its 10-year median of 51.43)
GF Value™: A$7.74 vs. price of A$3.76 (51.4% below fair value)
Industry Position: 42.8% below the Asset Management median (#750 of 1426)
No single metric tells the full story. See the ASX:GDG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1991, Generation originally operated as a pooled development fund, focusing on providing capital to businesses in financial services. Today, the firm is structured across three key business lines within wealth management. The first is through Generation Life, the market leader in investment bonds by in-flows, which offers tax-effective products, including investment bonds and annuities. The second business line is Lonsec, a prominent research and ratings provider to the Australian financial services sector, competing against Morningstar and Zenith. The third division provides managed account solutions, a result of the merger between Evidentia and Lonsec Investment Solutions, offering individually owned accounts professionally managed by experienced portfolio managers.
47GF Score
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