Generation Development Group (ASX:GDG) Debt-to-Equity: 0.07 (As of Dec. 2025) — 17% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:GDG Generation Development Group Ltd ASX:GDG
51 GF Score
Price A$3.48
GF Value A$7.87
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Generation Development Group Debt-to-Equity?

Generation Development Group ASX:GDG -2.79% 51 Debt-to-Equity is 0.07 as of Dec. 2025, which is 17% above its 10-year median of 0.06. GuruFocus rates ASX:GDG with a GF Score™ of 51/100 and a GF Value™ of A$7.87 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 961 Asset Management companies, Generation Development Group ranks better than 75.55% on this metric.

Generation Development Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$0.0 Mil. Generation Development Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$46.1 Mil. Generation Development Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$709.4 Mil. Generation Development Group's debt to equity for the quarter that ended in Dec. 2025 was 0.06.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Generation Development Group's Debt-to-Equity or its related term are showing as below:

ASX:GDG' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 0.06   Max: 0.09
Current: 0.07

During the past 13 years, the highest Debt-to-Equity Ratio of Generation Development Group was 0.09. The lowest was 0.01. And the median was 0.06.

ASX:GDG's Debt-to-Equity is ranked better than
75.55% of 961 companies
in the Asset Management industry
Industry Median: 0.21 vs ASX:GDG: 0.07

Generation Development Group  (ASX:GDG) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Generation Development Group Debt-to-Equity Related Terms


Generation Development Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Generation Development Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generation Development Group Debt-to-Equity Chart

Generation Development Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.07 0.06 0.02 0.01

Generation Development Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.02 0.07 0.01 0.07

ASX:GDG vs BLK, BX, KKR: Debt-to-Equity Comparison

For the Asset Management subindustry, Generation Development Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generation Development Group Debt-to-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Generation Development Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Generation Development Group's Debt-to-Equity falls into.


ASX:GDG
51GF Score
Generation Development Group Ltd ASX:GDG
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generation Development Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Generation Development Group's Debt to Equity Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Generation Development Group's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.07 mean?
Generation Development Group (ASX:GDG) has a Debt-to-Equity of 0.07 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Generation Development Group and its competitors. This is 17% above median its historical median of 0.06. Over the past decade, Generation Development Group's Debt-to-Equity has ranged from 0.01 to 0.09. According to the industry distribution chart, Generation Development Group ranks #235 out of 961 companies in the Asset Management industry, placing it in the top 24.5%.
Is Generation Development Group's Debt-to-Equity too high?
Generation Development Group's current Debt-to-Equity of 0.07 is 17% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.09. The Asset Management industry median Debt-to-Equity is 0.21. Generation Development Group's value of 0.07 is 66.7% below this industry median. Based on the distribution chart, Generation Development Group ranks #235 out of 961 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Generation Development Group has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Generation Development Group's Debt-to-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Generation Development Group ranks #235 out of 961 companies for Debt-to-Equity. This places Generation Development Group in the top 25% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. Generation Development Group's value of 0.07 is 66.7% below this benchmark. Historically, Generation Development Group's own Debt-to-Equity has ranged from 0.01 to 0.09 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.21, Generation Development Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generation Development Group's current Debt-to-Equity of 0.07 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Generation Development Group and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generation Development Group's current Debt-to-Equity is 0.07, which is 17% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generation Development Group stock overvalued right now?
Based on GuruFocus' analysis, Generation Development Group (ASX:GDG) is currently considered Possible Value Trap. The stock's GF Value™ is A$7.87, compared to a current price of A$3.48 — trading 55.8% below its estimated fair value. The current Debt-to-Equity is 0.07, which is 17% above median its 10-year median of 0.06 and 66.7% below the Asset Management industry median of 0.21. Generation Development Group's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Generation Development Group (ASX:GDG), the current Debt-to-Equity is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generation Development Group (ASX:GDG) Overvalued in 2026?

Based on GuruFocus' analysis, Generation Development Group stock appears to be undervalued. The current stock price of A$3.48 is trading 55.8% below its estimated GF Value™ of A$7.87. GuruFocus considers Generation Development Group to be Possible Value Trap.

Key valuation signals for ASX:GDG:

  • Debt-to-Equity: 0.07 (17% above median its 10-year median of 0.06)
  • GF Value™: A$7.87 vs. price of A$3.48 (55.8% below fair value)
  • GF Score™: 51/100 with 3 warning signs
  • Industry Position: 66.7% below the Asset Management median (#235 of 961)

No single metric tells the full story. See the ASX:GDG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generation Development Group Business Description

Address 447 Collins Street, Level 17, Melbourne, VIC, AUS, 3000
Founded in 1991, Generation originally operated as a pooled development fund, focusing on providing capital to businesses in financial services. Today, the firm is structured across three key business lines within wealth management. The first is through Generation Life, the market leader in investment bonds by in-flows, which offers tax-effective products, including investment bonds and annuities. The second business line is Lonsec, a prominent research and ratings provider to the Australian financial services sector, competing against Morningstar and Zenith. The third division provides managed account solutions, a result of the merger between Evidentia and Lonsec Investment Solutions, offering individually owned accounts professionally managed by experienced portfolio managers.
51GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.48
Price
A$7.87
GF Value