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JCurve SolutionsASX:JCS Cash-to-Debt is 327.11 as of Dec. 2025, which is 8098% above its 10-year median of 3.99. The stock has 4 warning signs investors should review. Among 2,850 Software companies, JCurve Solutions ranks better than 88.53% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. JCurve Solutions's cash to debt ratio for the quarter that ended in Dec. 2025 was 327.11.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, JCurve Solutionscould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for JCurve Solutions's Cash-to-Debt or its related term are showing as below:
ASX:JCS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.32 Med: 3.99 Max: No Debt
Current: 327.11
During the past 13 years, JCurve Solutions's highest Cash to Debt Ratio was No Debt. The lowest was 1.32. And the median was 3.99.
ASX:JCS's Cash-to-Debt is ranked better than 88.53% of 2850
companies
in the Software industry
Industry Median: 2.555
vs ASX:JCS: 327.11
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
JCurve Solutions Cash-to-Debt Related Terms
JCurve Solutions Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for JCurve Solutions's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:JCS vs QH, SHOP, UBER: Cash-to-Debt Comparison
For the Software - Application subindustry, JCurve Solutions's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JCurve Solutions Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, JCurve Solutions's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where JCurve Solutions's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JCurve Solutions (ASX:JCS) has a Cash-to-Debt of 327.11 as of Dec. 2025. This is 8098% above median its historical median of 3.99. Over the past decade, JCurve Solutions' Cash-to-Debt has ranged from 1.32 to 10,000.00. According to the industry distribution chart, JCurve Solutions ranks #327 out of 2850 companies in the Software industry, placing it in the top 11.5%.
Is JCurve Solutions' Cash-to-Debt too high?
JCurve Solutions' current Cash-to-Debt of 327.11 is 8098% above median its 10-year median of 3.99. Over the past 10 years, this metric has ranged from a low of 1.32 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.56. JCurve Solutions' value of 327.11 is 12702.7% above this industry median. Based on the distribution chart, JCurve Solutions ranks #327 out of 2850 companies in the Software industry, which is in the top quartile — a strong position relative to peers.
How does JCurve Solutions' Cash-to-Debt compare to QH and SHOP?
According to the Software industry distribution chart, JCurve Solutions ranks #327 out of 2850 companies for Cash-to-Debt. This places JCurve Solutions in the top 12% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.56. JCurve Solutions' value of 327.11 is 12702.7% above this benchmark. Historically, JCurve Solutions' own Cash-to-Debt has ranged from 1.32 to 10,000.00 over the past decade. While the company's 10-year median is 3.99 vs. the industry median of 2.56, JCurve Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.56, based on 2,850 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JCurve Solutions's current Cash-to-Debt of 327.11 is 12702.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JCurve Solutions's current Cash-to-Debt is 327.11, which is 8098% above median its own 10-year median of 3.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JCurve Solutions stock overvalued right now?
Based on GuruFocus' analysis, JCurve Solutions (ASX:JCS) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.02, compared to a current price of A$0.04 — trading 90% above its estimated fair value. The current Cash-to-Debt is 327.11, which is 8098% above median its 10-year median of 3.99 and 12702.7% above the Software industry median of 2.56. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For JCurve Solutions (ASX:JCS), the current Cash-to-Debt is 327.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
JCurve Solutions Ltd provides cloud-based performance software to meet the business management needs of growing small and medium businesses in Australia, New Zealand, and internationally. The company's operating segments include Enterprise resource planning (ERP) solutions, Telecommunications Expense Management, Quicta Solutions, and others. The company generates maximum revenue from the Enterprise resource planning (ERP) solutions segment.
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