JCurve Solutions (ASX:JCS) Liabilities-to-Assets : 0.86 (As of Dec. 2025)

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What is JCurve Solutions Liabilities-to-Assets?

JCurve Solutions ASX:JCS Liabilities-to-Assets is 0.86 as of Dec. 2025. The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. JCurve Solutions's Total Liabilities for the quarter that ended in Dec. 2025 was A$7.10 Mil. JCurve Solutions's Total Assets for the quarter that ended in Dec. 2025 was A$8.30 Mil. Therefore, JCurve Solutions's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.86.


JCurve Solutions  (ASX:JCS) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


JCurve Solutions Liabilities-to-Assets Related Terms


JCurve Solutions Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for JCurve Solutions's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JCurve Solutions Liabilities-to-Assets Chart

JCurve Solutions Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.70 0.66 0.72 0.79

JCurve Solutions Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.72 0.85 0.79 0.86

ASX:JCS vs UBER, SHOP, CRM: Liabilities-to-Assets Comparison

For the Software - Application subindustry, JCurve Solutions's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JCurve Solutions Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, JCurve Solutions's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where JCurve Solutions's Liabilities-to-Assets falls into.



JCurve Solutions Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

JCurve Solutions's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2025 is calculated as:

Liabilities-to-Assets (A: Jun. 2025 )=Total Liabilities/Total Assets
=5.61/7.111
=0.79

JCurve Solutions's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=7.101/8.296
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.86 mean?
JCurve Solutions (ASX:JCS) has a Liabilities-to-Assets of 0.86 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on JCurve Solutions and its competitors.
Is JCurve Solutions' Liabilities-to-Assets too high?
JCurve Solutions' current Liabilities-to-Assets is 0.86.
How does JCurve Solutions' Liabilities-to-Assets compare to UBER and SHOP?
JCurve Solutions' Liabilities-to-Assets of 0.86 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on JCurve Solutions and its competitors. JCurve Solutions's current Liabilities-to-Assets is 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JCurve Solutions stock overvalued right now?
Based on GuruFocus' analysis, JCurve Solutions (ASX:JCS) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.02, compared to a current price of A$0.03 — trading 50% above its estimated fair value. The current Liabilities-to-Assets is 0.86. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For JCurve Solutions (ASX:JCS), the current Liabilities-to-Assets is 0.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

JCurve Solutions Business Description

Address c/- Automic Pty Ltd, 126 Phillip Street, Level 5, Deutsche Bank Building, Sydney, NSW, AUS, 2000
JCurve Solutions Ltd provides cloud-based performance software to meet the business management needs of growing small and medium businesses in Australia, New Zealand, and internationally. The company's operating segments include Enterprise resource planning (ERP) solutions, Telecommunications Expense Management, Quicta Solutions, and others. The company generates maximum revenue from the Enterprise resource planning (ERP) solutions segment.