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SpecturASX:SP3 Cash-to-Debt is 2.42 as of Jun. 2026, which is at its 10-year median of 2.42. The stock has 3 warning signs investors should review. Among 1,067 Business Services companies, Spectur ranks better than 60.64% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Spectur's cash to debt ratio for the quarter that ended in Jun. 2026 was 2.42.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Specturcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Spectur's Cash-to-Debt or its related term are showing as below:
ASX:SP3'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.6 Med: 2.42 Max: 13.52
Current: 2.42
During the past 9 years, Spectur's highest Cash to Debt Ratio was 13.52. The lowest was 0.60. And the median was 2.42.
ASX:SP3's Cash-to-Debt is ranked better than 60.64% of 1067
companies
in the Business Services industry
Industry Median: 1.14
vs ASX:SP3: 2.42
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Spectur Cash-to-Debt Related Terms
Spectur Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Spectur's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:SP3 vs ALLE, MSA, ADT: Cash-to-Debt Comparison
For the Security & Protection Services subindustry, Spectur's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectur Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Spectur's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Spectur's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spectur (ASX:SP3) has a Cash-to-Debt of 2.42 as of Jun. 2026. This is near median its historical median of 2.42. Over the past decade, Spectur's Cash-to-Debt has ranged from 0.60 to 13.52. According to the industry distribution chart, Spectur ranks #420 out of 1067 companies in the Business Services industry, placing it in the top 39.4%.
Is Spectur's Cash-to-Debt too high?
Spectur's current Cash-to-Debt of 2.42 is near median its 10-year median of 2.42. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 13.52. The Business Services industry median Cash-to-Debt is 1.14. Spectur's value of 2.42 is 112.3% above this industry median. Based on the distribution chart, Spectur ranks #420 out of 1067 companies in the Business Services industry, which is above the industry midpoint.
How does Spectur's Cash-to-Debt compare to ALLE and MSA?
According to the Business Services industry distribution chart, Spectur ranks #420 out of 1067 companies for Cash-to-Debt. This puts Spectur in the upper half of its industry. The industry median Cash-to-Debt is 1.14. Spectur's value of 2.42 is 112.3% above this benchmark. Historically, Spectur's own Cash-to-Debt has ranged from 0.60 to 13.52 over the past decade. While the company's 10-year median is 2.42 vs. the industry median of 1.14, Spectur has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.14, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectur's current Cash-to-Debt of 2.42 is 112.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectur's current Cash-to-Debt is 2.42, which is near median its own 10-year median of 2.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectur stock overvalued right now?
Based on GuruFocus' analysis, Spectur (ASX:SP3) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.01, compared to a current price of A$0.01 — trading 20% below its estimated fair value. The current Cash-to-Debt is 2.42, which is near median its 10-year median of 2.42 and 112.3% above the Business Services industry median of 1.14. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Spectur (ASX:SP3), the current Cash-to-Debt is 2.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Spectur Ltd provides security, environmental monitoring, and visual AI solutions to create safer, smarter, and more sustainable communities. The company designs and manufactures solar-powered, remotely connected hardware integrated with proprietary firmware, software, cloud, and web applications, delivering reliable service across Australia and New Zealand. Supported by an in-house customer service team, Spectur offers warehousing, installation, repair, and maintenance. Its platforms focus on remote solar sensing, thinking, and acting, complemented by select third-party hardware and software. Key areas include data collection, reporting, emergency warning, and security surveillance.
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