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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Dhipaya Group Holdings PCL's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.91.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Dhipaya Group Holdings PCLcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Dhipaya Group Holdings PCL's Cash-to-Debt or its related term are showing as below:
BKK:TIPH-R'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.87 Med: 2.31 Max: No Debt
Current: 0.91
During the past 6 years, Dhipaya Group Holdings PCL's highest Cash to Debt Ratio was No Debt. The lowest was 0.87. And the median was 2.31.
BKK:TIPH-R's Cash-to-Debt is ranked worse than 65.12% of 496
companies
in the Insurance industry
Industry Median: 2.115
vs BKK:TIPH-R: 0.91
Dhipaya Group Holdings PCL (BKK:TIPH-R) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Dhipaya Group Holdings PCL Cash-to-Debt Related Terms
Dhipaya Group Holdings PCL Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:TIPH-R vs BRK.A, AIG, HIG: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, Dhipaya Group Holdings PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhipaya Group Holdings PCL Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhipaya Group Holdings PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Dhipaya Group Holdings PCL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhipaya Group Holdings PCL (BKK:TIPH-R) has a Cash-to-Debt of 0.91 as of Jun. 2026. This is 61% below median its historical median of 2.31. Over the past decade, Dhipaya Group Holdings PCL's Cash-to-Debt has ranged from 0.87 to 10,000.00. According to the industry distribution chart, Dhipaya Group Holdings PCL ranks #323 out of 496 companies in the Insurance industry, placing it in the top 65.1%.
Is Dhipaya Group Holdings PCL's Cash-to-Debt too high?
Dhipaya Group Holdings PCL's current Cash-to-Debt of 0.91 is 61% below median its 10-year median of 2.31. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.12. Dhipaya Group Holdings PCL's value of 0.91 is 57% below this industry median. Based on the distribution chart, Dhipaya Group Holdings PCL ranks #323 out of 496 companies in the Insurance industry, which is below the industry midpoint. Overall, Dhipaya Group Holdings PCL has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhipaya Group Holdings PCL's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhipaya Group Holdings PCL ranks #323 out of 496 companies for Cash-to-Debt. This places Dhipaya Group Holdings PCL in the lower half of its industry. The industry median Cash-to-Debt is 2.12. Dhipaya Group Holdings PCL's value of 0.91 is 57% below this benchmark. Historically, Dhipaya Group Holdings PCL's own Cash-to-Debt has ranged from 0.87 to 10,000.00 over the past decade. While the company's 10-year median is 2.31 vs. the industry median of 2.12, Dhipaya Group Holdings PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.12, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhipaya Group Holdings PCL's current Cash-to-Debt of 0.91 is 57% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhipaya Group Holdings PCL's current Cash-to-Debt is 0.91, which is 61% below median its own 10-year median of 2.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhipaya Group Holdings PCL stock overvalued right now?
Based on GuruFocus' analysis, Dhipaya Group Holdings PCL (BKK:TIPH-R) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿22.84, compared to a current price of ฿25.74 — trading 12.7% above its estimated fair value. The current Cash-to-Debt is 0.91, which is 61% below median its 10-year median of 2.31 and 57% below the Insurance industry median of 2.12. Dhipaya Group Holdings PCL's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Dhipaya Group Holdings PCL (BKK:TIPH-R), the current Cash-to-Debt is 0.91 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhipaya Group Holdings PCL (BKK:TIPH-R) Overvalued in 2026?
Based on GuruFocus' analysis, Dhipaya Group Holdings PCL stock appears to be overvalued.
The current stock price of ฿25.74 is trading 12.7% above its estimated GF Value™ of ฿22.84.
GuruFocus considers Dhipaya Group Holdings PCL to be Modestly Overvalued.
Key valuation signals for BKK:TIPH-R:
Cash-to-Debt: 0.91 (61% below median its 10-year median of 2.31)
GF Value™: ฿22.84 vs. price of ฿25.74 (12.7% above fair value)
Industry Position: 57% below the Insurance median (#323 of 496)
No single metric tells the full story. See the BKK:TIPH-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhipaya Group Holdings PCL engaged in the business of holding investments in other companies. The company's operations are organized into three business segments: non-life insurance, investment, and insurance-supported business. It generates the majority of its revenue from the non-life insurance segment.
82GF Score
Get the complete analysis for BKK:TIPH-R
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