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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Dhipaya Group Holdings PCL's Debt-to-Equity or its related term are showing as below:
BKK:TIPH-R'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.12 Max: 0.16
Current: 0.14
During the past 6 years, the highest Debt-to-Equity Ratio of Dhipaya Group Holdings PCL was 0.16. The lowest was 0.01. And the median was 0.12.
BKK:TIPH-R's Debt-to-Equity is ranked better than 62.37% of 396
companies
in the Insurance industry
Industry Median: 0.21
vs BKK:TIPH-R: 0.14
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Dhipaya Group Holdings PCL Debt-to-Equity Related Terms
Dhipaya Group Holdings PCL Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:TIPH-R vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Dhipaya Group Holdings PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhipaya Group Holdings PCL Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhipaya Group Holdings PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Dhipaya Group Holdings PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhipaya Group Holdings PCL (BKK:TIPH-R) has a Debt-to-Equity of 0.14 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dhipaya Group Holdings PCL and its competitors. This is 17% above median its historical median of 0.12. Over the past decade, Dhipaya Group Holdings PCL's Debt-to-Equity has ranged from 0.01 to 0.16. According to the industry distribution chart, Dhipaya Group Holdings PCL ranks #149 out of 396 companies in the Insurance industry, placing it in the top 37.6%.
Is Dhipaya Group Holdings PCL's Debt-to-Equity too high?
Dhipaya Group Holdings PCL's current Debt-to-Equity of 0.14 is 17% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.16. The Insurance industry median Debt-to-Equity is 0.21. Dhipaya Group Holdings PCL's value of 0.14 is 33.3% below this industry median. Based on the distribution chart, Dhipaya Group Holdings PCL ranks #149 out of 396 companies in the Insurance industry, which is above the industry midpoint. Overall, Dhipaya Group Holdings PCL has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhipaya Group Holdings PCL's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhipaya Group Holdings PCL ranks #149 out of 396 companies for Debt-to-Equity. This puts Dhipaya Group Holdings PCL in the upper half of its industry. The industry median Debt-to-Equity is 0.21. Dhipaya Group Holdings PCL's value of 0.14 is 33.3% below this benchmark. Historically, Dhipaya Group Holdings PCL's own Debt-to-Equity has ranged from 0.01 to 0.16 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.21, Dhipaya Group Holdings PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhipaya Group Holdings PCL's current Debt-to-Equity of 0.14 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dhipaya Group Holdings PCL and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhipaya Group Holdings PCL's current Debt-to-Equity is 0.14, which is 17% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhipaya Group Holdings PCL stock overvalued right now?
Based on GuruFocus' analysis, Dhipaya Group Holdings PCL (BKK:TIPH-R) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿22.84, compared to a current price of ฿24.80 — trading 8.6% above its estimated fair value. The current Debt-to-Equity is 0.14, which is 17% above median its 10-year median of 0.12 and 33.3% below the Insurance industry median of 0.21. Dhipaya Group Holdings PCL's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Dhipaya Group Holdings PCL (BKK:TIPH-R), the current Debt-to-Equity is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhipaya Group Holdings PCL (BKK:TIPH-R) Overvalued in 2026?
Based on GuruFocus' analysis, Dhipaya Group Holdings PCL stock appears to be overvalued.
The current stock price of ฿24.80 is trading 8.6% above its estimated GF Value™ of ฿22.84.
GuruFocus considers Dhipaya Group Holdings PCL to be Modestly Overvalued.
Key valuation signals for BKK:TIPH-R:
Debt-to-Equity: 0.14 (17% above median its 10-year median of 0.12)
GF Value™: ฿22.84 vs. price of ฿24.80 (8.6% above fair value)
Industry Position: 33.3% below the Insurance median (#149 of 396)
No single metric tells the full story. See the BKK:TIPH-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhipaya Group Holdings PCL engaged in the business of holding investments in other companies. The company's operations are organized into three business segments: non-life insurance, investment, and insurance-supported business. It generates the majority of its revenue from the non-life insurance segment.
82GF Score
Get the complete analysis for BKK:TIPH-R
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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