Banco Popular (Bogota) (BOG:POPULAR) Cash-to-Debt: 0.24 (As of Jun. 2026) — 56% Below Median

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Director of Data and Quant Analytics at GuruFocus
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BOG:POPULAR Banco Popular SA (Bogota) BOG:POPULAR
47 GF Score
Price COP135.00
GF Value COP221.41
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Banco Popular (Bogota) Cash-to-Debt?

Banco Popular (Bogota) BOG:POPULAR 47 Cash-to-Debt is 0.24 as of Jun. 2026, which is 56% below its 10-year median of 0.54. GuruFocus rates BOG:POPULAR with a GF Score™ of 47/100 and a GF Value™ of COP221.41 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,494 Banks companies, Banco Popular (Bogota) ranks worse than 87.08% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Banco Popular (Bogota)'s cash to debt ratio for the quarter that ended in Jun. 2026 was 0.24.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Banco Popular (Bogota) couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.

The historical rank and industry rank for Banco Popular (Bogota)'s Cash-to-Debt or its related term are showing as below:

BOG:POPULAR' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.14   Med: 0.54   Max: 62835.04
Current: 0.24

During the past 11 years, Banco Popular (Bogota)'s highest Cash to Debt Ratio was 62835.04. The lowest was 0.14. And the median was 0.54.

BOG:POPULAR's Cash-to-Debt is ranked worse than
87.08% of 1494 companies
in the Banks industry
Industry Median: 1.38 vs BOG:POPULAR: 0.24

Banco Popular (Bogota)  (BOG:POPULAR) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Banco Popular (Bogota) Cash-to-Debt Related Terms


Banco Popular (Bogota) Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Banco Popular (Bogota)'s Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Banco Popular (Bogota) Cash-to-Debt Chart

Banco Popular (Bogota) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.54 0.25 0.24 0.19

Banco Popular (Bogota) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.23 0.19 0.26 0.24

BOG:POPULAR vs USB, PNC: Cash-to-Debt Comparison

For the Banks - Regional subindustry, Banco Popular (Bogota)'s Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Popular (Bogota) Cash-to-Debt vs Banks Industry

For the Banks industry and Financial Services sector, Banco Popular (Bogota)'s Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Banco Popular (Bogota)'s Cash-to-Debt falls into.


BOG:POPULAR
47GF Score
Banco Popular SA (Bogota) BOG:POPULAR
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Popular (Bogota) Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Banco Popular (Bogota)'s Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Banco Popular (Bogota)'s Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.24 mean?
Banco Popular (Bogota) (BOG:POPULAR) has a Cash-to-Debt of 0.24 as of Jun. 2026. This is 56% below median its historical median of 0.54. Over the past decade, Banco Popular (Bogota)'s Cash-to-Debt has ranged from 0.14 to 62,835.04. According to the industry distribution chart, Banco Popular (Bogota) ranks #1301 out of 1494 companies in the Banks industry, placing it in the top 87.1%.
Is Banco Popular (Bogota)'s Cash-to-Debt too high?
Banco Popular (Bogota)'s current Cash-to-Debt of 0.24 is 56% below median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 62,835.04. The Banks industry median Cash-to-Debt is 1.38. Banco Popular (Bogota)'s value of 0.24 is 82.6% below this industry median. Based on the distribution chart, Banco Popular (Bogota) ranks #1301 out of 1494 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Popular (Bogota) has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Popular (Bogota)'s Cash-to-Debt compare to USB and PNC?
According to the Banks industry distribution chart, Banco Popular (Bogota) ranks #1301 out of 1494 companies for Cash-to-Debt. This places Banco Popular (Bogota) in the lower half of its industry. The industry median Cash-to-Debt is 1.38. Banco Popular (Bogota)'s value of 0.24 is 82.6% below this benchmark. Historically, Banco Popular (Bogota)'s own Cash-to-Debt has ranged from 0.14 to 62,835.04 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.38, Banco Popular (Bogota) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.38, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Popular (Bogota)'s current Cash-to-Debt of 0.24 is 82.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Popular (Bogota)'s current Cash-to-Debt is 0.24, which is 56% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Popular (Bogota) stock overvalued right now?
Based on GuruFocus' analysis, Banco Popular (Bogota) (BOG:POPULAR) is currently considered Significantly Undervalued. The stock's GF Value™ is COP221.41, compared to a current price of COP135.00 — trading 39% below its estimated fair value. The current Cash-to-Debt is 0.24, which is 56% below median its 10-year median of 0.54 and 82.6% below the Banks industry median of 1.38. Banco Popular (Bogota)'s overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Banco Popular (Bogota) (BOG:POPULAR), the current Cash-to-Debt is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Popular (Bogota) (BOG:POPULAR) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Popular (Bogota) stock appears to be undervalued. The current stock price of COP135.00 is trading 39% below its estimated GF Value™ of COP221.41. GuruFocus considers Banco Popular (Bogota) to be Significantly Undervalued.

Key valuation signals for BOG:POPULAR:

  • Cash-to-Debt: 0.24 (56% below median its 10-year median of 0.54)
  • GF Value™: COP221.41 vs. price of COP135.00 (39% below fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 82.6% below the Banks median (#1301 of 1494)

No single metric tells the full story. See the BOG:POPULAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Popular (Bogota) Business Description

Address Calle 17 No. 7-43, Piso 3, Bogota, COL
Banco Popular SA (Bogota) provides various banking products and services to individuals, agencies, medium-sized businesses, and public sector companies in Colombia. It offers personal, business, and corporate banking services.
47GF Score

Get the complete analysis for BOG:POPULAR

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP135.00
Price
COP221.41
GF Value