KPIT TechnologiesBOM:542651 -2.02%78 Cash-to-Debt is 1.83 as of Mar. 2026, which is 28% below its 10-year median of 2.55. GuruFocus rates BOM:542651 with a GF Score™ of 78/100 and a GF Value™ of ₹1,804.10 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,833 Software companies, KPIT Technologies ranks worse than 55.7% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. KPIT Technologies's cash to debt ratio for the quarter that ended in Mar. 2026 was 1.83.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, KPIT Technologiescould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for KPIT Technologies's Cash-to-Debt or its related term are showing as below:
BOM:542651'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.83 Med: 2.55 Max: No Debt
Current: 1.83
During the past 9 years, KPIT Technologies's highest Cash to Debt Ratio was No Debt. The lowest was 1.83. And the median was 2.55.
BOM:542651's Cash-to-Debt is ranked worse than 55.7% of 2833
companies
in the Software industry
Industry Median: 2.51
vs BOM:542651: 1.83
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
KPIT Technologies Cash-to-Debt Related Terms
KPIT Technologies Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for KPIT Technologies's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:542651 vs MSFT, ORCL, PLTR: Cash-to-Debt Comparison
For the Software - Infrastructure subindustry, KPIT Technologies's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KPIT Technologies Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, KPIT Technologies's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where KPIT Technologies's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KPIT Technologies (BOM:542651) has a Cash-to-Debt of 1.83 as of Mar. 2026. This is 28% below median its historical median of 2.55. Over the past decade, KPIT Technologies' Cash-to-Debt has ranged from 1.83 to 10,000.00. According to the industry distribution chart, KPIT Technologies ranks #1578 out of 2833 companies in the Software industry, placing it in the top 55.7%.
Is KPIT Technologies' Cash-to-Debt too high?
KPIT Technologies' current Cash-to-Debt of 1.83 is 28% below median its 10-year median of 2.55. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.51. KPIT Technologies' value of 1.83 is 27.1% below this industry median. Based on the distribution chart, KPIT Technologies ranks #1578 out of 2833 companies in the Software industry, which is below the industry midpoint. Overall, KPIT Technologies has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KPIT Technologies' Cash-to-Debt compare to MSFT and ORCL?
According to the Software industry distribution chart, KPIT Technologies ranks #1578 out of 2833 companies for Cash-to-Debt. This places KPIT Technologies in the lower half of its industry. The industry median Cash-to-Debt is 2.51. KPIT Technologies' value of 1.83 is 27.1% below this benchmark. Historically, KPIT Technologies' own Cash-to-Debt has ranged from 1.83 to 10,000.00 over the past decade. While the company's 10-year median is 2.55 vs. the industry median of 2.51, KPIT Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.51, based on 2,833 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KPIT Technologies's current Cash-to-Debt of 1.83 is 27.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KPIT Technologies's current Cash-to-Debt is 1.83, which is 28% below median its own 10-year median of 2.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KPIT Technologies stock overvalued right now?
Based on GuruFocus' analysis, KPIT Technologies (BOM:542651) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,804.10, compared to a current price of ₹740.85 — trading 58.9% below its estimated fair value. The current Cash-to-Debt is 1.83, which is 28% below median its 10-year median of 2.55 and 27.1% below the Software industry median of 2.51. KPIT Technologies' overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For KPIT Technologies (BOM:542651), the current Cash-to-Debt is 1.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KPIT Technologies (BOM:542651) Overvalued in 2026?
Based on GuruFocus' analysis, KPIT Technologies stock appears to be undervalued.
The current stock price of ₹740.85 is trading 58.9% below its estimated GF Value™ of ₹1,804.10.
GuruFocus considers KPIT Technologies to be Significantly Undervalued.
Key valuation signals for BOM:542651:
Cash-to-Debt: 1.83 (28% below median its 10-year median of 2.55)
GF Value™: ₹1,804.10 vs. price of ₹740.85 (58.9% below fair value)
Industry Position: 27.1% below the Software median (#1578 of 2833)
No single metric tells the full story. See the BOM:542651 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KPIT Technologies Ltd is a technology company that provides embedded software for the Automobile and Mobility industry. The company provides solutions for autonomous driving, connected vehicles, vehicle engineering and design, electric and conventional powertrains, and integrated diagnostics. Geographically, the company generates maximum revenue from the United Kingdom and Europe, and the rest from the Americas and the Rest of the world.
78GF Score
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