Westwing Comercio Varejista (BSP:WEST3) Cash-to-Debt: 12.73 (As of Jun. 2026) — 44% Above Median

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BSP:WEST3 Westwing Comercio Varejista SA BSP:WEST3
50 GF Score
Price R$3.17
GF Value R$6.15
Valuation Possible Value Trap
! 3 Warning Signs
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What is Westwing Comercio Varejista Cash-to-Debt?

Westwing Comercio Varejista BSP:WEST3 -5.09% 50 Cash-to-Debt is 12.73 as of Jun. 2026, which is 44% above its 10-year median of 8.84. GuruFocus rates BSP:WEST3 with a GF Score™ of 50/100 and a GF Value™ of R$6.15 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,120 Retail - Cyclical companies, Westwing Comercio Varejista ranks better than 89.55% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Westwing Comercio Varejista's cash to debt ratio for the quarter that ended in Jun. 2026 was 12.73.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Westwing Comercio Varejista could pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.

The historical rank and industry rank for Westwing Comercio Varejista's Cash-to-Debt or its related term are showing as below:

BSP:WEST3' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.53   Med: 8.84   Max: No Debt
Current: 12.73

During the past 9 years, Westwing Comercio Varejista's highest Cash to Debt Ratio was No Debt. The lowest was 0.53. And the median was 8.84.

BSP:WEST3's Cash-to-Debt is ranked better than
89.55% of 1120 companies
in the Retail - Cyclical industry
Industry Median: 0.46 vs BSP:WEST3: 12.73

Westwing Comercio Varejista  (BSP:WEST3) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Westwing Comercio Varejista Cash-to-Debt Related Terms


Westwing Comercio Varejista Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Westwing Comercio Varejista's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Westwing Comercio Varejista Cash-to-Debt Chart

Westwing Comercio Varejista Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only 7.55 5.18 8.84 12.15 11.38

Westwing Comercio Varejista Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.80 13.91 11.38 11.41 12.73

BSP:WEST3 vs CASY, WSM, ULTA: Cash-to-Debt Comparison

For the Specialty Retail subindustry, Westwing Comercio Varejista's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Westwing Comercio Varejista Cash-to-Debt vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Westwing Comercio Varejista's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Westwing Comercio Varejista's Cash-to-Debt falls into.


BSP:WEST3
50GF Score
Westwing Comercio Varejista SA BSP:WEST3
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Westwing Comercio Varejista Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Westwing Comercio Varejista's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Westwing Comercio Varejista's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 12.73 mean?
Westwing Comercio Varejista (BSP:WEST3) has a Cash-to-Debt of 12.73 as of Jun. 2026. This is 44% above median its historical median of 8.84. Over the past decade, Westwing Comercio Varejista's Cash-to-Debt has ranged from 0.53 to 10,000.00. According to the industry distribution chart, Westwing Comercio Varejista ranks #117 out of 1120 companies in the Retail - Cyclical industry, placing it in the top 10.4%.
Is Westwing Comercio Varejista's Cash-to-Debt too high?
Westwing Comercio Varejista's current Cash-to-Debt of 12.73 is 44% above median its 10-year median of 8.84. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 10,000.00. The Retail - Cyclical industry median Cash-to-Debt is 0.46. Westwing Comercio Varejista's value of 12.73 is 2667.4% above this industry median. Based on the distribution chart, Westwing Comercio Varejista ranks #117 out of 1120 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Westwing Comercio Varejista has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Westwing Comercio Varejista's Cash-to-Debt compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Westwing Comercio Varejista ranks #117 out of 1120 companies for Cash-to-Debt. This places Westwing Comercio Varejista in the top 10% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.46. Westwing Comercio Varejista's value of 12.73 is 2667.4% above this benchmark. Historically, Westwing Comercio Varejista's own Cash-to-Debt has ranged from 0.53 to 10,000.00 over the past decade. While the company's 10-year median is 8.84 vs. the industry median of 0.46, Westwing Comercio Varejista has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.46, based on 1,120 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Westwing Comercio Varejista's current Cash-to-Debt of 12.73 is 2667.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Westwing Comercio Varejista's current Cash-to-Debt is 12.73, which is 44% above median its own 10-year median of 8.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westwing Comercio Varejista stock overvalued right now?
Based on GuruFocus' analysis, Westwing Comercio Varejista (BSP:WEST3) is currently considered Possible Value Trap. The stock's GF Value™ is R$6.15, compared to a current price of R$3.17 — trading 48.5% below its estimated fair value. The current Cash-to-Debt is 12.73, which is 44% above median its 10-year median of 8.84 and 2667.4% above the Retail - Cyclical industry median of 0.46. Westwing Comercio Varejista's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Westwing Comercio Varejista (BSP:WEST3), the current Cash-to-Debt is 12.73 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Westwing Comercio Varejista (BSP:WEST3) Overvalued in 2026?

Based on GuruFocus' analysis, Westwing Comercio Varejista stock appears to be undervalued. The current stock price of R$3.17 is trading 48.5% below its estimated GF Value™ of R$6.15. GuruFocus considers Westwing Comercio Varejista to be Possible Value Trap.

Key valuation signals for BSP:WEST3:

  • Cash-to-Debt: 12.73 (44% above median its 10-year median of 8.84)
  • GF Value™: R$6.15 vs. price of R$3.17 (48.5% below fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 2667.4% above the Retail - Cyclical median (#117 of 1120)

No single metric tells the full story. See the BSP:WEST3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Westwing Comercio Varejista Business Description

Address Avenue Queiroz Filho, 1700 - Torre A, 5th Floor - Vila Hamburguesa, Sao Paulo, SP, BRA, 0001-50
Westwing Comercio Varejista SA is engaged in the business of providing home decor and furnishing products. The Company's corporate purpose is to sell furniture, decorative items and clothing and accessories in general, mostly through its website and platforms for mobile applications and physical stores. It offers sofas, dining table, bookcases, beds, bar trolleys, pet furniture, towels sets, garden accessories, carpets, crockery, lighting products, and related products.
50GF Score

Get the complete analysis for BSP:WEST3

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$3.17
Price
R$6.15
GF Value