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Bytes Technology GroupBYITY 65 Cash-to-Debt is 49.83 as of Feb. 2026, which is 13% below its 10-year median of 57.03. GuruFocus rates BYITY with a GF Score™ of 65/100 and a GF Value™ of $16.24 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 2,796 Software companies, Bytes Technology Group ranks better than 80.87% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Bytes Technology Group's cash to debt ratio for the quarter that ended in Feb. 2026 was 49.83.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Bytes Technology Groupcould pay off its debt using the cash in hand for the quarter that ended in Feb. 2026.
The historical rank and industry rank for Bytes Technology Group's Cash-to-Debt or its related term are showing as below:
BYITY'
s Cash-to-Debt Range Over the Past 10 Years
Min: 15.05 Med: 57.03 Max: No Debt
Current: 49.82
During the past 9 years, Bytes Technology Group's highest Cash to Debt Ratio was No Debt. The lowest was 15.05. And the median was 57.03.
BYITY's Cash-to-Debt is ranked better than 80.87% of 2796
companies
in the Software industry
Industry Median: 2.555
vs BYITY: 49.82
Bytes Technology Group (OTCPK:BYITY) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Bytes Technology Group Cash-to-Debt Related Terms
Bytes Technology Group Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BYITY vs MSFT, ORCL, PLTR: Cash-to-Debt Comparison
For the Software - Infrastructure subindustry, Bytes Technology Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bytes Technology Group Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Bytes Technology Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Bytes Technology Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bytes Technology Group (BYITY) has a Cash-to-Debt of 49.83 as of Feb. 2026. This is 13% below median its historical median of 57.03. Over the past decade, Bytes Technology Group's Cash-to-Debt has ranged from 15.05 to 10,000.00. According to the industry distribution chart, Bytes Technology Group ranks #535 out of 2796 companies in the Software industry, placing it in the top 19.1%.
Is Bytes Technology Group's Cash-to-Debt too high?
Bytes Technology Group's current Cash-to-Debt of 49.83 is 13% below median its 10-year median of 57.03. Over the past 10 years, this metric has ranged from a low of 15.05 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.56. Bytes Technology Group's value of 49.83 is 1850.3% above this industry median. Based on the distribution chart, Bytes Technology Group ranks #535 out of 2796 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Bytes Technology Group has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bytes Technology Group's Cash-to-Debt compare to MSFT and ORCL?
According to the Software industry distribution chart, Bytes Technology Group ranks #535 out of 2796 companies for Cash-to-Debt. This places Bytes Technology Group in the top 19% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.56. Bytes Technology Group's value of 49.83 is 1850.3% above this benchmark. Historically, Bytes Technology Group's own Cash-to-Debt has ranged from 15.05 to 10,000.00 over the past decade. While the company's 10-year median is 57.03 vs. the industry median of 2.56, Bytes Technology Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.56, based on 2,796 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bytes Technology Group's current Cash-to-Debt of 49.83 is 1850.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bytes Technology Group's current Cash-to-Debt is 49.83, which is 13% below median its own 10-year median of 57.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bytes Technology Group stock overvalued right now?
Based on GuruFocus' analysis, Bytes Technology Group (BYITY) is currently considered Significantly Undervalued. The stock's GF Value™ is $16.24, compared to a current price of $11.25 — trading 30.7% below its estimated fair value. The current Cash-to-Debt is 49.83, which is 13% below median its 10-year median of 57.03 and 1850.3% above the Software industry median of 2.56. Bytes Technology Group's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Bytes Technology Group (BYITY), the current Cash-to-Debt is 49.83 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bytes Technology Group (BYITY) Overvalued in 2026?
Based on GuruFocus' analysis, Bytes Technology Group stock appears to be undervalued.
The current stock price of $11.25 is trading 30.7% below its estimated GF Value™ of $16.24.
GuruFocus considers Bytes Technology Group to be Significantly Undervalued.
Key valuation signals for BYITY:
Cash-to-Debt: 49.83 (13% below median its 10-year median of 57.03)
GF Value™: $16.24 vs. price of $11.25 (30.7% below fair value)
Industry Position: 1850.3% above the Software median (#535 of 2796)
No single metric tells the full story. See the BYITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bytes Technology Group PLC is one of the UK's heading providers of IT software offerings and solutions, with a focus on cloud and security products. The Group enables effective and cost-efficient technology sourcing, adoption and management across software services, including in the areas of security and cloud. The company has only one reportable segment. The company's products are Software, Hardware, Services internal, and Services external. The company has presence in United Kingdom, Europe, Rest of world. The company generates majority of revenue from United Kingdom.
65GF Score
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