BYITY (Bytes Technology Group) Effective Interest Rate on Debt %: 16.58% (As of Feb. 2026)


BYITY Bytes Technology Group PLC BYITY
66 GF Score
Price $9.88
GF Value $13.19
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Bytes Technology Group Effective Interest Rate on Debt %?

Bytes Technology Group BYITY -7.06% 66 Effective Interest Rate on Debt % is 16.58% as of Feb. 2026. GuruFocus rates BYITY with a GF Score™ of 66/100 and a GF Value™ of $13.19 (Significantly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bytes Technology Group's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $0.4 Mil. Bytes Technology Group's average total debt for the quarter that ended in Feb. 2026 was $2.6 Mil. Therefore, Bytes Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 16.58%.

Bytes Technology Group  (OTCPK:BYITY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Bytes Technology Group Effective Interest Rate on Debt % Related Terms

Bytes Technology Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bytes Technology Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bytes Technology Group Effective Interest Rate on Debt % Chart

Bytes Technology Group Annual Data
Trend Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 45.50 42.51 29.25 15.79 16.91

Bytes Technology Group Semi-Annual Data
Feb18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.19 17.83 13.81 16.97 16.58

BYITY vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Bytes Technology Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bytes Technology Group Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Bytes Technology Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bytes Technology Group's Effective Interest Rate on Debt % falls into.


BYITY
66GF Score
Bytes Technology Group PLC BYITY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bytes Technology Group Effective Interest Rate on Debt % Calculation

Bytes Technology Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -0.433/( (2.43+2.69)/ 2 )
=-1  *  -0.433/2.56
=16.91 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.592 + 0.838
=2.43

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.546 + 1.144
=2.69

Bytes Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -0.438/( (2.592+2.69)/ 2 )
=-1  *  -0.438/2.641
=16.58 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.552 + 1.04
=2.592

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.546 + 1.144
=2.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 16.58% mean?
Bytes Technology Group (BYITY) has a Effective Interest Rate on Debt % of 16.58% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bytes Technology Group and its competitors.
Is Bytes Technology Group's Effective Interest Rate on Debt % too high?
Bytes Technology Group's current Effective Interest Rate on Debt % is 16.58%. Overall, Bytes Technology Group has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bytes Technology Group's Effective Interest Rate on Debt % compare to MSFT and ORCL?
Bytes Technology Group's Effective Interest Rate on Debt % of 16.58% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bytes Technology Group and its competitors. Bytes Technology Group's current Effective Interest Rate on Debt % is 16.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bytes Technology Group stock overvalued right now?
Based on GuruFocus' analysis, Bytes Technology Group (BYITY) is currently considered Significantly Undervalued. The stock's GF Value™ is $13.19, compared to a current price of $9.88 — trading 25.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 16.58%. Bytes Technology Group's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bytes Technology Group (BYITY), the current Effective Interest Rate on Debt % is 16.58% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bytes Technology Group (BYITY) Overvalued in 2026?

Based on GuruFocus' analysis, Bytes Technology Group stock appears to be undervalued. The current stock price of $9.88 is trading 25.1% below its estimated GF Value™ of $13.19. GuruFocus considers Bytes Technology Group to be Significantly Undervalued.

Key valuation signals for BYITY:

  • Effective Interest Rate on Debt %: 16.58%
  • GF Value™: $13.19 vs. price of $9.88 (25.1% below fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the BYITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bytes Technology Group Business Description

Address Randalls Way, Bytes House, Leatherhead, Surrey, GBR, KT22 7TW
Bytes Technology Group PLC is one of the UK's heading providers of IT software offerings and solutions, with a focus on cloud and security products. The Group enables effective and cost-efficient technology sourcing, adoption and management across software services, including in the areas of security and cloud. The company has only one reportable segment. The company's products are Software, Hardware, Services internal, and Services external. The company has presence in United Kingdom, Europe, Rest of world. The company generates majority of revenue from United Kingdom.
66GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.88
Price
$13.19
GF Value