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CAB Payments HoldingsCHIX:CABPL -1.79%56 Cash-to-Debt is 30.28 as of Jun. 2026, which is 91% below its 10-year median of 355.09. GuruFocus rates CHIX:CABPL with a GF Score™ of 56/100 and a GF Value™ of £0.81 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,490 Banks companies, CAB Payments Holdings ranks better than 90.13% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. CAB Payments Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 30.28.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, CAB Payments Holdingscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for CAB Payments Holdings's Cash-to-Debt or its related term are showing as below:
CHIX:CABPl'
s Cash-to-Debt Range Over the Past 10 Years
Min: 25.47 Med: 355.09 Max: 1250.3
Current: 30.28
During the past 6 years, CAB Payments Holdings's highest Cash to Debt Ratio was 1250.30. The lowest was 25.47. And the median was 355.09.
CHIX:CABPl's Cash-to-Debt is ranked better than 90.13% of 1490
companies
in the Banks industry
Industry Median: 1.38
vs CHIX:CABPl: 30.28
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
CAB Payments Holdings Cash-to-Debt Related Terms
CAB Payments Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for CAB Payments Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:CABPL vs JPM, BAC, WFC: Cash-to-Debt Comparison
For the Banks - Diversified subindustry, CAB Payments Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CAB Payments Holdings Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, CAB Payments Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where CAB Payments Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAB Payments Holdings (CHIX:CABPL) has a Cash-to-Debt of 30.28 as of Jun. 2026. This is 91% below median its historical median of 355.09. Over the past decade, CAB Payments Holdings' Cash-to-Debt has ranged from 25.47 to 1,250.30. According to the industry distribution chart, CAB Payments Holdings ranks #147 out of 1490 companies in the Banks industry, placing it in the top 9.9%.
Is CAB Payments Holdings' Cash-to-Debt too high?
CAB Payments Holdings' current Cash-to-Debt of 30.28 is 91% below median its 10-year median of 355.09. Over the past 10 years, this metric has ranged from a low of 25.47 to a high of 1,250.30. The Banks industry median Cash-to-Debt is 1.38. CAB Payments Holdings' value of 30.28 is 2094.2% above this industry median. Based on the distribution chart, CAB Payments Holdings ranks #147 out of 1490 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CAB Payments Holdings has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CAB Payments Holdings' Cash-to-Debt compare to JPM and BAC?
According to the Banks industry distribution chart, CAB Payments Holdings ranks #147 out of 1490 companies for Cash-to-Debt. This places CAB Payments Holdings in the top 10% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 1.38. CAB Payments Holdings' value of 30.28 is 2094.2% above this benchmark. Historically, CAB Payments Holdings' own Cash-to-Debt has ranged from 25.47 to 1,250.30 over the past decade. While the company's 10-year median is 355.09 vs. the industry median of 1.38, CAB Payments Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.38, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAB Payments Holdings's current Cash-to-Debt of 30.28 is 2094.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAB Payments Holdings's current Cash-to-Debt is 30.28, which is 91% below median its own 10-year median of 355.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAB Payments Holdings stock overvalued right now?
Based on GuruFocus' analysis, CAB Payments Holdings (CHIX:CABPL) is currently considered Fairly Valued. The stock's GF Value™ is £0.81, compared to a current price of £0.83 — trading 1.9% above its estimated fair value. The current Cash-to-Debt is 30.28, which is 91% below median its 10-year median of 355.09 and 2094.2% above the Banks industry median of 1.38. CAB Payments Holdings' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For CAB Payments Holdings (CHIX:CABPL), the current Cash-to-Debt is 30.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CAB Payments Holdings (CHIX:CABPL) Overvalued in 2026?
Based on GuruFocus' analysis, CAB Payments Holdings stock appears to be overvalued.
The current stock price of £0.83 is trading 1.9% above its estimated GF Value™ of £0.81.
GuruFocus considers CAB Payments Holdings to be Fairly Valued.
Key valuation signals for CHIX:CABPL:
Cash-to-Debt: 30.28 (91% below median its 10-year median of 355.09)
GF Value™: £0.81 vs. price of £0.83 (1.9% above fair value)
Industry Position: 2094.2% above the Banks median (#147 of 1490)
No single metric tells the full story. See the CHIX:CABPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CAB Payments Holdings PLC offers cross-border payments and banking services for hard-to-reach markets around the world. Along with its subsidiaries, the company operates in three principal business lines, addressing various combinations of client groups, distribution networks, and services: Foreign Exchange (FX), which derives maximum revenue, Payments, and Banking Services. Foreign Exchange (FX) business provides access to clients to various markets and currencies, and enables them to trade in a way that suits their business needs, via web app, GUI, or FIX API; Payments business provides international payment solutions; and Banking Services engages in wholesale banking, providing transaction and deposit accounts, in addition to trade finance solutions.
56GF Score
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