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CAB Payments HoldingsCHIX:CABPL 60 Equity-to-Asset is 0.10 as of Dec. 2025, which is 43% above its 10-year median of 0.07. GuruFocus rates CHIX:CABPL with a GF Score™ of 60/100 and a GF Value™ of £0.53 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,524 Banks companies, CAB Payments Holdings ranks better than 54.92% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
CAB Payments Holdings Equity-to-Asset Related Terms
CAB Payments Holdings Equity-to-Asset Historical Data
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The historical data trend for CAB Payments Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CABPL vs JPM, BAC, WFC: Equity-to-Asset Comparison
For the Banks - Diversified subindustry, CAB Payments Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CAB Payments Holdings Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, CAB Payments Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where CAB Payments Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
CAB Payments Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAB Payments Holdings (CHIX:CABPL) has a Equity-to-Asset of 0.10 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CAB Payments Holdings and its competitors. This is 43% above median its historical median of 0.07. Over the past decade, CAB Payments Holdings' Equity-to-Asset has ranged from 0.06 to 0.10. According to the industry distribution chart, CAB Payments Holdings ranks #687 out of 1524 companies in the Banks industry, placing it in the top 45.1%.
Is CAB Payments Holdings' Equity-to-Asset too high?
CAB Payments Holdings' current Equity-to-Asset of 0.10 is 43% above median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. CAB Payments Holdings' value of 0.10 is 0% at this industry median. Based on the distribution chart, CAB Payments Holdings ranks #687 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, CAB Payments Holdings has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CAB Payments Holdings' Equity-to-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, CAB Payments Holdings ranks #687 out of 1524 companies for Equity-to-Asset. This puts CAB Payments Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.10. CAB Payments Holdings' value of 0.10 is 0% at this benchmark. Historically, CAB Payments Holdings' own Equity-to-Asset has ranged from 0.06 to 0.10 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.10, CAB Payments Holdings has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAB Payments Holdings's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CAB Payments Holdings and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAB Payments Holdings's current Equity-to-Asset is 0.10, which is 43% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAB Payments Holdings stock overvalued right now?
Based on GuruFocus' analysis, CAB Payments Holdings (CHIX:CABPL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.53, compared to a current price of £0.81 — trading 52.8% above its estimated fair value. The current Equity-to-Asset is 0.10, which is 43% above median its 10-year median of 0.07 and 0% at the Banks industry median of 0.10. CAB Payments Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For CAB Payments Holdings (CHIX:CABPL), the current Equity-to-Asset is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CAB Payments Holdings (CHIX:CABPL) Overvalued in 2026?
Based on GuruFocus' analysis, CAB Payments Holdings stock appears to be overvalued.
The current stock price of £0.81 is trading 52.8% above its estimated GF Value™ of £0.53.
GuruFocus considers CAB Payments Holdings to be Significantly Overvalued.
Key valuation signals for CHIX:CABPL:
Equity-to-Asset: 0.10 (43% above median its 10-year median of 0.07)
GF Value™: £0.53 vs. price of £0.81 (52.8% above fair value)
Industry Position: 0% at the Banks median (#687 of 1524)
No single metric tells the full story. See the CHIX:CABPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CAB Payments Holdings PLC offers cross-border payments and banking services for hard-to-reach markets around the world. Along with its subsidiaries, the company operates in three principal business lines, addressing various combinations of client groups, distribution networks, and services: Foreign Exchange (FX), which derives maximum revenue, Payments, and Banking Services. Foreign Exchange (FX) business provides access to clients to various markets and currencies, and enables them to trade in a way that suits their business needs, via web app, GUI, or FIX API; Payments business provides international payment solutions; and Banking Services engages in wholesale banking, providing transaction and deposit accounts, in addition to trade finance solutions.
60GF Score
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