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Sword GroupCHIX:SWPP 80 Cash-to-Debt is 0.58 as of Dec. 2025, which is 79% below its 10-year median of 2.71. GuruFocus rates CHIX:SWPP with a GF Score™ of 80/100 and a GF Value™ of €44.50 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 2,850 Software companies, Sword Group ranks worse than 73.37% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Sword Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.58.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Sword Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Sword Group's Cash-to-Debt or its related term are showing as below:
CHIX:SWPp'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.58 Med: 2.71 Max: 13.42
Current: 0.58
During the past 13 years, Sword Group's highest Cash to Debt Ratio was 13.42. The lowest was 0.58. And the median was 2.71.
CHIX:SWPp's Cash-to-Debt is ranked worse than 73.37% of 2850
companies
in the Software industry
Industry Median: 2.555
vs CHIX:SWPp: 0.58
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Sword Group Cash-to-Debt Related Terms
Sword Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Sword Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:SWPP vs QH, SHOP, UBER: Cash-to-Debt Comparison
For the Software - Application subindustry, Sword Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sword Group Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Sword Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Sword Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sword Group (CHIX:SWPP) has a Cash-to-Debt of 0.58 as of Dec. 2025. This is 79% below median its historical median of 2.71. Over the past decade, Sword Group's Cash-to-Debt has ranged from 0.58 to 13.42. According to the industry distribution chart, Sword Group ranks #2091 out of 2850 companies in the Software industry, placing it in the top 73.4%.
Is Sword Group's Cash-to-Debt too high?
Sword Group's current Cash-to-Debt of 0.58 is 79% below median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 13.42. The Software industry median Cash-to-Debt is 2.56. Sword Group's value of 0.58 is 77.3% below this industry median. Based on the distribution chart, Sword Group ranks #2091 out of 2850 companies in the Software industry, which is below the industry midpoint. Overall, Sword Group has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sword Group's Cash-to-Debt compare to QH and SHOP?
According to the Software industry distribution chart, Sword Group ranks #2091 out of 2850 companies for Cash-to-Debt. This places Sword Group in the lower half of its industry. The industry median Cash-to-Debt is 2.56. Sword Group's value of 0.58 is 77.3% below this benchmark. Historically, Sword Group's own Cash-to-Debt has ranged from 0.58 to 13.42 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 2.56, Sword Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.56, based on 2,850 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sword Group's current Cash-to-Debt of 0.58 is 77.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sword Group's current Cash-to-Debt is 0.58, which is 79% below median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sword Group stock overvalued right now?
Based on GuruFocus' analysis, Sword Group (CHIX:SWPP) is currently considered Modestly Undervalued. The stock's GF Value™ is €44.50, compared to a current price of €31.65 — trading 28.9% below its estimated fair value. The current Cash-to-Debt is 0.58, which is 79% below median its 10-year median of 2.71 and 77.3% below the Software industry median of 2.56. Sword Group's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Sword Group (CHIX:SWPP), the current Cash-to-Debt is 0.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sword Group (CHIX:SWPP) Overvalued in 2026?
Based on GuruFocus' analysis, Sword Group stock appears to be undervalued.
The current stock price of €31.65 is trading 28.9% below its estimated GF Value™ of €44.50.
GuruFocus considers Sword Group to be Modestly Undervalued.
Key valuation signals for CHIX:SWPP:
Cash-to-Debt: 0.58 (79% below median its 10-year median of 2.71)
GF Value™: €44.50 vs. price of €31.65 (28.9% below fair value)
Industry Position: 77.3% below the Software median (#2091 of 2850)
No single metric tells the full story. See the CHIX:SWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sword Group is a computer engineering services company which provides consulting, services and software. The firm's main business segments are IT Services and Software. These segments encompass information and content engineering systems integration, targeting of regulated markets, compliance management, software for risk and compliance, document and project management. The firm generates revenues mainly from consultancy and engineering services and sale of software licenses. Its targeted markets are institutions and government authorities, healthcare, banking and insurance, intellectual property and sports federations.
80GF Score
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