Sword GroupCHIX:SWPP 84 Days Payable is 22.75 as of Dec. 2025, which is 3% below its 10-year median of 23.53. GuruFocus rates CHIX:SWPP with a GF Score™ of 84/100 and a GF Value™ of €43.73 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 2,604 Software companies, Sword Group ranks worse than 72.39% on this metric.
The historical rank and industry rank for Sword Group's Days Payable or its related term are showing as below:
CHIX:SWPp'
s Days Payable Range Over the Past 10 Years
Min: 16.95 Med: 23.53 Max: 30.86
Current: 26.66
During the past 13 years, Sword Group's highest Days Payable was 30.86. The lowest was 16.95. And the median was 23.53.
CHIX:SWPp's Days Payable is ranked worse than 72.39% of 2604
companies
in the Software industry
Industry Median: 53.955
vs CHIX:SWPp: 26.66
Sword Group's Days Payable
declined
from Dec. 2024 (33.01) to Dec. 2025 (22.75).
It may suggest that Sword Groupaccelerated paying its suppliers.
Sword Group Days Payable Related Terms
Sword Group Days Payable Historical Data
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The historical data trend for Sword Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:SWPP vs CRM, SHOP, UBER: Days Payable Comparison
For the Software - Application subindustry, Sword Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sword Group Days Payable vs Software Industry
For the Software industry and Technology sector, Sword Group's Days Payable distribution charts can be found below:
* The bar in red indicates where Sword Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Sword Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sword Group (CHIX:SWPP) has a Days Payable of 22.75 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sword Group and its competitors. This is near median its historical median of 23.53. Over the past decade, Sword Group's Days Payable has ranged from 16.95 to 30.86. According to the industry distribution chart, Sword Group ranks #1885 out of 2604 companies in the Software industry, placing it in the top 72.4%.
Is Sword Group's Days Payable too high?
Sword Group's current Days Payable of 22.75 is near median its 10-year median of 23.53. Over the past 10 years, this metric has ranged from a low of 16.95 to a high of 30.86. The Software industry median Days Payable is 53.96. Sword Group's value of 22.75 is 57.8% below this industry median. Based on the distribution chart, Sword Group ranks #1885 out of 2604 companies in the Software industry, which is below the industry midpoint. Overall, Sword Group has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sword Group's Days Payable compare to CRM and SHOP?
According to the Software industry distribution chart, Sword Group ranks #1885 out of 2604 companies for Days Payable. This places Sword Group in the lower half of its industry. The industry median Days Payable is 53.96. Sword Group's value of 22.75 is 57.8% below this benchmark. Historically, Sword Group's own Days Payable has ranged from 16.95 to 30.86 over the past decade. While the company's 10-year median is 23.53 vs. the industry median of 53.96, Sword Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sword Group's current Days Payable of 22.75 is 57.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sword Group and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sword Group's current Days Payable is 22.75, which is near median its own 10-year median of 23.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sword Group stock overvalued right now?
Based on GuruFocus' analysis, Sword Group (CHIX:SWPP) is currently considered Modestly Undervalued. The stock's GF Value™ is €43.73, compared to a current price of €33.63 — trading 23.1% below its estimated fair value. The current Days Payable is 22.75, which is near median its 10-year median of 23.53 and 57.8% below the Software industry median of 53.96. Sword Group's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sword Group (CHIX:SWPP), the current Days Payable is 22.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sword Group (CHIX:SWPP) Overvalued in 2026?
Based on GuruFocus' analysis, Sword Group stock appears to be undervalued.
The current stock price of €33.63 is trading 23.1% below its estimated GF Value™ of €43.73.
GuruFocus considers Sword Group to be Modestly Undervalued.
Key valuation signals for CHIX:SWPP:
Days Payable: 22.75 (near median its 10-year median of 23.53)
GF Value™: €43.73 vs. price of €33.63 (23.1% below fair value)
Industry Position: 57.8% below the Software median (#1885 of 2604)
No single metric tells the full story. See the CHIX:SWPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sword Group is a computer engineering services company which provides consulting, services and software. The firm's main business segments are IT Services and Software. These segments encompass information and content engineering systems integration, targeting of regulated markets, compliance management, software for risk and compliance, document and project management. The firm generates revenues mainly from consultancy and engineering services and sale of software licenses. Its targeted markets are institutions and government authorities, healthcare, banking and insurance, intellectual property and sports federations.
84GF Score
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