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Capital SouthwestCSWC +1.54%56 Cash-to-Debt is 0.05 as of Jun. 2026, which is at its 10-year median of 0.05. GuruFocus rates CSWC with a GF Score™ of 56/100 and a GF Value™ of $23.21 (Fairly Valued). The stock has 11 warning signs investors should review. Among 1,440 Asset Management companies, Capital Southwest ranks worse than 88.4% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Capital Southwest's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Capital Southwestcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Capital Southwest's Cash-to-Debt or its related term are showing as below:
CSWC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.05 Max: No Debt
Current: 0.05
During the past 13 years, Capital Southwest's highest Cash to Debt Ratio was No Debt. The lowest was 0.02. And the median was 0.05.
CSWC's Cash-to-Debt is ranked worse than 88.4% of 1440
companies
in the Asset Management industry
Industry Median: 5.005
vs CSWC: 0.05
Capital Southwest (NAS:CSWC) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Capital Southwest Cash-to-Debt Related Terms
Capital Southwest Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Capital Southwest's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Asset Management subindustry, Capital Southwest's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Southwest Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Capital Southwest's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Capital Southwest's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Southwest (CSWC) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is near median its historical median of 0.05. Over the past decade, Capital Southwest's Cash-to-Debt has ranged from 0.02 to 10,000.00. According to the industry distribution chart, Capital Southwest ranks #1273 out of 1440 companies in the Asset Management industry, placing it in the top 88.4%.
Is Capital Southwest's Cash-to-Debt too high?
Capital Southwest's current Cash-to-Debt of 0.05 is near median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 10,000.00. The Asset Management industry median Cash-to-Debt is 5.01. Capital Southwest's value of 0.05 is 99% below this industry median. Based on the distribution chart, Capital Southwest ranks #1273 out of 1440 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Capital Southwest has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Southwest's Cash-to-Debt compare to QQQX and BTT?
According to the Asset Management industry distribution chart, Capital Southwest ranks #1273 out of 1440 companies for Cash-to-Debt. This places Capital Southwest in the lower half of its industry. The industry median Cash-to-Debt is 5.01. Capital Southwest's value of 0.05 is 99% below this benchmark. Historically, Capital Southwest's own Cash-to-Debt has ranged from 0.02 to 10,000.00 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 5.01, Capital Southwest has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 5.01, based on 1,440 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Southwest's current Cash-to-Debt of 0.05 is 99% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 5.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Southwest's current Cash-to-Debt is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Southwest stock overvalued right now?
Based on GuruFocus' analysis, Capital Southwest (CSWC) is currently considered Fairly Valued. The stock's GF Value™ is $23.21, compared to a current price of $25.13 — trading 8.3% above its estimated fair value. The current Cash-to-Debt is 0.05, which is near median its 10-year median of 0.05 and 99% below the Asset Management industry median of 5.01. Capital Southwest's overall GF Score™ is 56/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Capital Southwest (CSWC), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Southwest (CSWC) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Southwest stock appears to be overvalued.
The current stock price of $25.13 is trading 8.3% above its estimated GF Value™ of $23.21.
GuruFocus considers Capital Southwest to be Fairly Valued.
Key valuation signals for CSWC:
Cash-to-Debt: 0.05 (near median its 10-year median of 0.05)
GF Value™: $23.21 vs. price of $25.13 (8.3% above fair value)
Industry Position: 99% below the Asset Management median (#1273 of 1440)
No single metric tells the full story. See the CSWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Southwest Corp is a U.S.-based investment company that specializes in providing customized financing to middle market companies across various industries. The company's investment objective is to produce attractive risk-adjusted returns by generating current income from debt investments and capital appreciation from equity and equity related investments. It focuses on providing flexible financing solutions through partnerships with business owners, management teams, and financial sponsors. The company's portfolio may include senior debt, second lien, and subordinated debt, preferred stocks, common stocks, and warrants. The primary source of revenue comprises interest income and dividend income from investments made as well as management fees.
56GF Score
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