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CXAppCXAI +0.76%38 Cash-to-Debt is 1.11 as of Jun. 2026, which is 32% below its 10-year median of 1.63. GuruFocus rates CXAI with a GF Score™ of 38/100 and a GF Value™ of $14.39 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,784 Software companies, CXApp ranks worse than 63.15% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. CXApp's cash to debt ratio for the quarter that ended in Jun. 2026 was 1.11.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, CXAppcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for CXApp's Cash-to-Debt or its related term are showing as below:
CXAI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.61 Med: 1.63 Max: No Debt
Current: 1.11
During the past 6 years, CXApp's highest Cash to Debt Ratio was No Debt. The lowest was 0.61. And the median was 1.63.
CXAI's Cash-to-Debt is ranked worse than 63.15% of 2784
companies
in the Software industry
Industry Median: 2.53
vs CXAI: 1.11
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
CXApp Cash-to-Debt Related Terms
CXApp Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for CXApp's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Application subindustry, CXApp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CXApp Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, CXApp's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where CXApp's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CXApp (CXAI) has a Cash-to-Debt of 1.11 as of Jun. 2026. This is 32% below median its historical median of 1.63. Over the past decade, CXApp's Cash-to-Debt has ranged from 0.61 to 10,000.00. According to the industry distribution chart, CXApp ranks #1758 out of 2784 companies in the Software industry, placing it in the top 63.1%.
Is CXApp's Cash-to-Debt too high?
CXApp's current Cash-to-Debt of 1.11 is 32% below median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.53. CXApp's value of 1.11 is 56.1% below this industry median. Based on the distribution chart, CXApp ranks #1758 out of 2784 companies in the Software industry, which is below the industry midpoint. Overall, CXApp has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CXApp's Cash-to-Debt compare to UPLD and KNRX?
According to the Software industry distribution chart, CXApp ranks #1758 out of 2784 companies for Cash-to-Debt. This places CXApp in the lower half of its industry. The industry median Cash-to-Debt is 2.53. CXApp's value of 1.11 is 56.1% below this benchmark. Historically, CXApp's own Cash-to-Debt has ranged from 0.61 to 10,000.00 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 2.53, CXApp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.53, based on 2,784 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CXApp's current Cash-to-Debt of 1.11 is 56.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CXApp's current Cash-to-Debt is 1.11, which is 32% below median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CXApp stock overvalued right now?
Based on GuruFocus' analysis, CXApp (CXAI) is currently considered Possible Value Trap. The stock's GF Value™ is $14.39, compared to a current price of $3.96 — trading 72.5% below its estimated fair value. The current Cash-to-Debt is 1.11, which is 32% below median its 10-year median of 1.63 and 56.1% below the Software industry median of 2.53. CXApp's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For CXApp (CXAI), the current Cash-to-Debt is 1.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CXApp (CXAI) Overvalued in 2026?
Based on GuruFocus' analysis, CXApp stock appears to be undervalued.
The current stock price of $3.96 is trading 72.5% below its estimated GF Value™ of $14.39.
GuruFocus considers CXApp to be Possible Value Trap.
Key valuation signals for CXAI:
Cash-to-Debt: 1.11 (32% below median its 10-year median of 1.63)
GF Value™: $14.39 vs. price of $3.96 (72.5% below fair value)
Industry Position: 56.1% below the Software median (#1758 of 2784)
No single metric tells the full story. See the CXAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CXApp Inc is a provider of AI-powered employee experience solutions, delivering enterprise-grade software that enhances workplace engagement, productivity, and operational efficiency. Its cloud-based, mobile-first platform integrates artificial intelligence, automation, and real-time analytics to streamline workplace interactions across people, spaces, and technology. The company's flagship product, the CXAI Platform, provides a comprehensive suite of tools designed to empower employees and enable organizations to create smarter workplaces. The product's key components include CXAI Apps, CXAI BTS, Agentic AI Capabilities, and CXAI-VU. The company generates the majority of its revenue from Licenses.
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