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DFI Retail Group HoldingsDFILF 59 Cash-to-Debt is 0.07 as of Jun. 2026, which is at its 10-year median of 0.07. GuruFocus rates DFILF with a GF Score™ of 59/100 and a GF Value™ of $2.22 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 305 Retail - Defensive companies, DFI Retail Group Holdings ranks worse than 85.9% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. DFI Retail Group Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, DFI Retail Group Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for DFI Retail Group Holdings's Cash-to-Debt or its related term are showing as below:
DFILF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05 Med: 0.07 Max: 0.34
Current: 0.07
During the past 13 years, DFI Retail Group Holdings's highest Cash to Debt Ratio was 0.34. The lowest was 0.05. And the median was 0.07.
DFILF's Cash-to-Debt is ranked worse than 85.9% of 305
companies
in the Retail - Defensive industry
Industry Median: 0.43
vs DFILF: 0.07
DFI Retail Group Holdings (OTCPK:DFILF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
DFI Retail Group Holdings Cash-to-Debt Related Terms
DFI Retail Group Holdings Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, DFI Retail Group Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DFI Retail Group Holdings Cash-to-Debt vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, DFI Retail Group Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where DFI Retail Group Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFI Retail Group Holdings (DFILF) has a Cash-to-Debt of 0.07 as of Jun. 2026. This is near median its historical median of 0.07. Over the past decade, DFI Retail Group Holdings' Cash-to-Debt has ranged from 0.05 to 0.34. According to the industry distribution chart, DFI Retail Group Holdings ranks #262 out of 305 companies in the Retail - Defensive industry, placing it in the top 85.9%.
Is DFI Retail Group Holdings' Cash-to-Debt too high?
DFI Retail Group Holdings' current Cash-to-Debt of 0.07 is near median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.34. The Retail - Defensive industry median Cash-to-Debt is 0.43. DFI Retail Group Holdings' value of 0.07 is 83.7% below this industry median. Based on the distribution chart, DFI Retail Group Holdings ranks #262 out of 305 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, DFI Retail Group Holdings has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DFI Retail Group Holdings' Cash-to-Debt compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, DFI Retail Group Holdings ranks #262 out of 305 companies for Cash-to-Debt. This places DFI Retail Group Holdings in the lower half of its industry. The industry median Cash-to-Debt is 0.43. DFI Retail Group Holdings' value of 0.07 is 83.7% below this benchmark. Historically, DFI Retail Group Holdings' own Cash-to-Debt has ranged from 0.05 to 0.34 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.43, DFI Retail Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Defensive company?
The median Cash-to-Debt among Retail - Defensive companies is 0.43, based on 305 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFI Retail Group Holdings's current Cash-to-Debt of 0.07 is 83.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Defensive industry, the median Cash-to-Debt is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFI Retail Group Holdings's current Cash-to-Debt is 0.07, which is near median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFI Retail Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, DFI Retail Group Holdings (DFILF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.22, compared to a current price of $3.65 — trading 64.4% above its estimated fair value. The current Cash-to-Debt is 0.07, which is near median its 10-year median of 0.07 and 83.7% below the Retail - Defensive industry median of 0.43. DFI Retail Group Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For DFI Retail Group Holdings (DFILF), the current Cash-to-Debt is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DFI Retail Group Holdings (DFILF) Overvalued in 2026?
Based on GuruFocus' analysis, DFI Retail Group Holdings stock appears to be overvalued.
The current stock price of $3.65 is trading 64.4% above its estimated GF Value™ of $2.22.
GuruFocus considers DFI Retail Group Holdings to be Significantly Overvalued.
Key valuation signals for DFILF:
Cash-to-Debt: 0.07 (near median its 10-year median of 0.07)
GF Value™: $2.22 vs. price of $3.65 (64.4% above fair value)
Industry Position: 83.7% below the Retail - Defensive median (#262 of 305)
No single metric tells the full story. See the DFILF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DFI Retail Group Holdings Ltd is an Asian retailer that operates in five segments: Food, Health and Beauty, Home Furnishings, Convenience, and Other Retailing. Convenience is the Group's 7-Eleven businesses. Food comprises the grocery retail businesses (including Robinsons Retail operating in the Philippines and Yonghui operating on the Chinese mainland up to their respective dates of divestment). Home Furnishings is the Group's IKEA businesses. Restaurants is the Group's associate, Maxim's, a food and beverage company. Other Retailing represents the department stores, specialty and Do-It-Yourself (DIY) stores of Robinsons Retail. The majority of revenue is derived from the Food segment.
59GF Score
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