DFI Retail Group HoldingsDFILF 55 Interest Coverage is 3.20 as of Dec. 2025, which is 17% above its 10-year median of 2.73. GuruFocus rates DFILF with a GF Score™ of 55/100 and a GF Value™ of $2.22 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 254 Retail - Defensive companies, DFI Retail Group Holdings ranks worse than 81.5% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. DFI Retail Group Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was $194 Mil. DFI Retail Group Holdings's Interest Expense for the
six
months ended in Dec. 2025 was $-61 Mil.
DFI Retail Group Holdings's interest coverage for the quarter that ended in Dec. 2025 was 3.20.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. DFI Retail Group Holdings Ltd interest coverage is 2.8, which is low.
The historical rank and industry rank for DFI Retail Group Holdings's Interest Coverage or its related term are showing as below:
DFILF'
s Interest Coverage Range Over the Past 10 Years
Min: 1.12 Med: 2.73 Max: 24.15
Current: 2.8
DFILF's Interest Coverage is ranked worse than 81.5% of 254
companies
in the Retail - Defensive industry
Industry Median: 9.065
vs DFILF: 2.80
DFI Retail Group Holdings (OTCPK:DFILF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
DFI Retail Group Holdings Interest Coverage Related Terms
DFI Retail Group Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
DFILF vs KR, SFM, ACI: Interest Coverage Comparison
For the Grocery Stores subindustry, DFI Retail Group Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DFI Retail Group Holdings Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, DFI Retail Group Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where DFI Retail Group Holdings's Interest Coverage falls into.
DFI Retail Group Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFI Retail Group Holdings (DFILF) has a Interest Coverage of 3.20 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DFI Retail Group Holdings and its competitors. This is 17% above median its historical median of 2.73. Over the past decade, DFI Retail Group Holdings' Interest Coverage has ranged from 1.12 to 24.15. According to the industry distribution chart, DFI Retail Group Holdings ranks #207 out of 254 companies in the Retail - Defensive industry, placing it in the top 81.5%.
Is DFI Retail Group Holdings' Interest Coverage too high?
DFI Retail Group Holdings' current Interest Coverage of 3.20 is 17% above median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 24.15. The Retail - Defensive industry median Interest Coverage is 9.07. DFI Retail Group Holdings' value of 3.20 is 64.7% below this industry median. Based on the distribution chart, DFI Retail Group Holdings ranks #207 out of 254 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, DFI Retail Group Holdings has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DFI Retail Group Holdings' Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, DFI Retail Group Holdings ranks #207 out of 254 companies for Interest Coverage. This places DFI Retail Group Holdings in the lower half of its industry. The industry median Interest Coverage is 9.07. DFI Retail Group Holdings' value of 3.20 is 64.7% below this benchmark. Historically, DFI Retail Group Holdings' own Interest Coverage has ranged from 1.12 to 24.15 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 9.07, DFI Retail Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 9.07, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFI Retail Group Holdings's current Interest Coverage of 3.20 is 64.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DFI Retail Group Holdings and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 9.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFI Retail Group Holdings's current Interest Coverage is 3.20, which is 17% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFI Retail Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, DFI Retail Group Holdings (DFILF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.22, compared to a current price of $3.65 — trading 64.4% above its estimated fair value. The current Interest Coverage is 3.20, which is 17% above median its 10-year median of 2.73 and 64.7% below the Retail - Defensive industry median of 9.07. DFI Retail Group Holdings' overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For DFI Retail Group Holdings (DFILF), the current Interest Coverage is 3.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DFI Retail Group Holdings (DFILF) Overvalued in 2026?
Based on GuruFocus' analysis, DFI Retail Group Holdings stock appears to be overvalued.
The current stock price of $3.65 is trading 64.4% above its estimated GF Value™ of $2.22.
GuruFocus considers DFI Retail Group Holdings to be Significantly Overvalued.
Key valuation signals for DFILF:
Interest Coverage: 3.20 (17% above median its 10-year median of 2.73)
GF Value™: $2.22 vs. price of $3.65 (64.4% above fair value)
Industry Position: 64.7% below the Retail - Defensive median (#207 of 254)
No single metric tells the full story. See the DFILF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DFI Retail Group Holdings Ltd is an Asian retailer that operates in five segments: Food, Health and Beauty, Home Furnishings, Convenience, and Other Retailing. Convenience is the Group's 7-Eleven businesses. Food comprises the grocery retail businesses (including Robinsons Retail operating in the Philippines and Yonghui operating on the Chinese mainland up to their respective dates of divestment). Home Furnishings is the Group's IKEA businesses. Restaurants is the Group's associate, Maxim's, a food and beverage company. Other Retailing represents the department stores, specialty and Do-It-Yourself (DIY) stores of Robinsons Retail. The majority of revenue is derived from the Food segment.
55GF Score
Get the complete analysis for DFILF
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