Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
dotDigital GroupDOTDF 82 Cash-to-Debt is 23.25 as of Dec. 2025, which is 3% above its 10-year median of 22.60. GuruFocus rates DOTDF with a GF Score™ of 82/100 and a GF Value™ of $1.43 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,845 Software companies, dotDigital Group ranks better than 75.92% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. dotDigital Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 23.25.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, dotDigital Groupcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for dotDigital Group's Cash-to-Debt or its related term are showing as below:
DOTDF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 4.23 Med: 22.6 Max: No Debt
Current: 23.25
During the past 13 years, dotDigital Group's highest Cash to Debt Ratio was No Debt. The lowest was 4.23. And the median was 22.60.
DOTDF's Cash-to-Debt is ranked better than 75.92% of 2845
companies
in the Software industry
Industry Median: 2.48
vs DOTDF: 23.25
dotDigital Group (OTCPK:DOTDF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
dotDigital Group Cash-to-Debt Related Terms
dotDigital Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for dotDigital Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Application subindustry, dotDigital Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
dotDigital Group Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, dotDigital Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where dotDigital Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
dotDigital Group (DOTDF) has a Cash-to-Debt of 23.25 as of Dec. 2025. This is near median its historical median of 22.60. Over the past decade, dotDigital Group's Cash-to-Debt has ranged from 4.23 to 10,000.00. According to the industry distribution chart, dotDigital Group ranks #685 out of 2845 companies in the Software industry, placing it in the top 24.1%.
Is dotDigital Group's Cash-to-Debt too high?
dotDigital Group's current Cash-to-Debt of 23.25 is near median its 10-year median of 22.60. Over the past 10 years, this metric has ranged from a low of 4.23 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.48. dotDigital Group's value of 23.25 is 837.5% above this industry median. Based on the distribution chart, dotDigital Group ranks #685 out of 2845 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, dotDigital Group has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does dotDigital Group's Cash-to-Debt compare to CRM and SHOP?
According to the Software industry distribution chart, dotDigital Group ranks #685 out of 2845 companies for Cash-to-Debt. This places dotDigital Group in the top 24% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.48. dotDigital Group's value of 23.25 is 837.5% above this benchmark. Historically, dotDigital Group's own Cash-to-Debt has ranged from 4.23 to 10,000.00 over the past decade. While the company's 10-year median is 22.60 vs. the industry median of 2.48, dotDigital Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.48, based on 2,845 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. dotDigital Group's current Cash-to-Debt of 23.25 is 837.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. dotDigital Group's current Cash-to-Debt is 23.25, which is near median its own 10-year median of 22.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is dotDigital Group stock overvalued right now?
Based on GuruFocus' analysis, dotDigital Group (DOTDF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.43, compared to a current price of $0.56 — trading 61% below its estimated fair value. The current Cash-to-Debt is 23.25, which is near median its 10-year median of 22.60 and 837.5% above the Software industry median of 2.48. dotDigital Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For dotDigital Group (DOTDF), the current Cash-to-Debt is 23.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is dotDigital Group (DOTDF) Overvalued in 2026?
Based on GuruFocus' analysis, dotDigital Group stock appears to be undervalued.
The current stock price of $0.56 is trading 61% below its estimated GF Value™ of $1.43.
GuruFocus considers dotDigital Group to be Significantly Undervalued.
Key valuation signals for DOTDF:
Cash-to-Debt: 23.25 (near median its 10-year median of 22.60)
GF Value™: $1.43 vs. price of $0.56 (61% below fair value)
Industry Position: 837.5% above the Software median (#685 of 2845)
No single metric tells the full story. See the DOTDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
dotDigital Group PLC is a software-as-a-service technology company, offering cross-channel marketing automation technology to marketing professionals. Its customer experience and data platform (CXDP) combines automation and AI to help businesses deliver hyper-relevant customer experiences at scale. The platform also allows Dotdigital's customers to automate personalised marketing experiences across web, email, SMS, WhatsApp, chat, push, social, ads, and other media. The group's operating segments are EMEA (its key revenue-generating market), the U.S., and the Asia Pacific (APAC) region.
82GF Score
Get the complete analysis for DOTDF
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DOTDF has been successfully added to your 
