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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Independence Realty Trust's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.01.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Independence Realty Trustcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Independence Realty Trust's Cash-to-Debt or its related term are showing as below:
FRA:5O2'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.01 Max: 0.06
Current: 0.01
During the past 13 years, Independence Realty Trust's highest Cash to Debt Ratio was 0.06. The lowest was 0.00. And the median was 0.01.
FRA:5O2's Cash-to-Debt is ranked worse than 87.89% of 859
companies
in the REITs industry
Industry Median: 0.09
vs FRA:5O2: 0.01
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Independence Realty Trust Cash-to-Debt Related Terms
Independence Realty Trust Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the REIT - Residential subindustry, Independence Realty Trust's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Independence Realty Trust Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, Independence Realty Trust's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Independence Realty Trust's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Independence Realty Trust (FRA:5O2) has a Cash-to-Debt of 0.01 as of Mar. 2026. This is near median its historical median of 0.01. According to the industry distribution chart, Independence Realty Trust ranks #755 out of 859 companies in the REITs industry, placing it in the top 87.9%.
Is Independence Realty Trust's Cash-to-Debt too high?
Independence Realty Trust's current Cash-to-Debt of 0.01 is near median its 10-year median of 0.01. The REITs industry median Cash-to-Debt is 0.09. Independence Realty Trust's value of 0.01 is 88.9% below this industry median. Based on the distribution chart, Independence Realty Trust ranks #755 out of 859 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Independence Realty Trust has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Independence Realty Trust's Cash-to-Debt compare to MRP and JAN?
According to the REITs industry distribution chart, Independence Realty Trust ranks #755 out of 859 companies for Cash-to-Debt. This places Independence Realty Trust in the lower half of its industry. The industry median Cash-to-Debt is 0.09. Independence Realty Trust's value of 0.01 is 88.9% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.09, Independence Realty Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.09, based on 859 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Independence Realty Trust's current Cash-to-Debt of 0.01 is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Independence Realty Trust's current Cash-to-Debt is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Independence Realty Trust stock overvalued right now?
Independence Realty Trust (FRA:5O2) has a current Cash-to-Debt of 0.01. The stock's GF Value™ is €14.36, compared to a current price of €13.80 — trading 3.9% below its estimated fair value. The current Cash-to-Debt is 0.01, which is near median its 10-year median of 0.01 and 88.9% below the REITs industry median of 0.09. Independence Realty Trust's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Independence Realty Trust (FRA:5O2), the current Cash-to-Debt is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Independence Realty Trust (FRA:5O2) Overvalued in 2026?
Based on GuruFocus' analysis, Independence Realty Trust stock appears to be undervalued.
The current stock price of €13.80 is trading 3.9% below its estimated GF Value™ of €14.36.
Key valuation signals for FRA:5O2:
Cash-to-Debt: 0.01 (near median its 10-year median of 0.01)
GF Value™: €14.36 vs. price of €13.80 (3.9% below fair value)
Industry Position: 88.9% below the REITs median (#755 of 859)
No single metric tells the full story. See the FRA:5O2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Independence Realty Trust Inc is a real estate investment trust (REIT) that acquires, owns, operates, improves and manages multifamily apartment communities across non-gateway U.S. markets. It owns and operates multifamily apartment properties, across non-gateway U.S markets, including Atlanta, Columbus, Dallas, Denver, Houston, Indianapolis, Nashville, Oklahoma City, Raleigh-Durham, and Tampa. The company is focused on gaining scale within key amenity-rich submarkets that offer school districts, retail, and various employment centers.
72GF Score
Get the complete analysis for FRA:5O2
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