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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. General American Investors Co's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, General American Investors Cocouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for General American Investors Co's Cash-to-Debt or its related term are showing as below:
GAM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.05 Max: 0.63
Current: 0.05
During the past 10 years, General American Investors Co's highest Cash to Debt Ratio was 0.63. The lowest was 0.00. And the median was 0.05.
GAM's Cash-to-Debt is ranked worse than 89.02% of 1412
companies
in the Asset Management industry
Industry Median: 5.84
vs GAM: 0.05
General American Investors Co (NYSE:GAM) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
General American Investors Co Cash-to-Debt Related Terms
General American Investors Co Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Asset Management subindustry, General American Investors Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General American Investors Co Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, General American Investors Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where General American Investors Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General American Investors Co (GAM) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is near median its historical median of 0.05. According to the industry distribution chart, General American Investors Co ranks #1257 out of 1412 companies in the Asset Management industry, placing it in the top 89%.
Is General American Investors Co's Cash-to-Debt too high?
General American Investors Co's current Cash-to-Debt of 0.05 is near median its 10-year median of 0.05. The Asset Management industry median Cash-to-Debt is 5.84. General American Investors Co's value of 0.05 is 99.1% below this industry median. Based on the distribution chart, General American Investors Co ranks #1257 out of 1412 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, General American Investors Co has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does General American Investors Co's Cash-to-Debt compare to CET and CSWC?
According to the Asset Management industry distribution chart, General American Investors Co ranks #1257 out of 1412 companies for Cash-to-Debt. This places General American Investors Co in the lower half of its industry. The industry median Cash-to-Debt is 5.84. General American Investors Co's value of 0.05 is 99.1% below this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 5.84, General American Investors Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 5.84, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General American Investors Co's current Cash-to-Debt of 0.05 is 99.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 5.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General American Investors Co's current Cash-to-Debt is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General American Investors Co stock overvalued right now?
Based on GuruFocus' analysis, General American Investors Co (GAM) is currently considered Fairly Valued. The stock's GF Value™ is $67.61, compared to a current price of $65.73 — trading 2.8% below its estimated fair value. The current Cash-to-Debt is 0.05, which is near median its 10-year median of 0.05 and 99.1% below the Asset Management industry median of 5.84. General American Investors Co's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For General American Investors Co (GAM), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General American Investors Co (GAM) Overvalued in 2026?
Based on GuruFocus' analysis, General American Investors Co stock appears to be undervalued.
The current stock price of $65.73 is trading 2.8% below its estimated GF Value™ of $67.61.
GuruFocus considers General American Investors Co to be Fairly Valued.
Key valuation signals for GAM:
Cash-to-Debt: 0.05 (near median its 10-year median of 0.05)
GF Value™: $67.61 vs. price of $65.73 (2.8% below fair value)
Industry Position: 99.1% below the Asset Management median (#1257 of 1412)
No single metric tells the full story. See the GAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General American Investors Co Inc is a closed-end, diversified management investment company. The primary investment objective of the company is long-term capital appreciation through investment in companies with above-average growth potential. It focuses on equity securities with growth potential at reasonable valuations. The company invests principally in common stocks believed by management to have growth potential.
60GF Score
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