GAM (General American Investors Co) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)


GAM General American Investors Co Inc GAM
60 GF Score
Price $63.94
GF Value $63.56
Valuation Fairly Valued
! 2 Warning Signs
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What is General American Investors Co Effective Interest Rate on Debt %?

General American Investors Co GAM -0.02% 60 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates GAM with a GF Score™ of 60/100 and a GF Value™ of $63.56 (Fairly Valued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. General American Investors Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.0 Mil. General American Investors Co's average total debt for the quarter that ended in Dec. 2025 was $2.0 Mil. Therefore, General American Investors Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


General American Investors Co  (NYSE:GAM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


General American Investors Co Effective Interest Rate on Debt % Related Terms


General American Investors Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for General American Investors Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

General American Investors Co Effective Interest Rate on Debt % Chart

General American Investors Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

General American Investors Co Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

GAM vs ECAT, CET, TRIN: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, General American Investors Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


General American Investors Co Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, General American Investors Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where General American Investors Co's Effective Interest Rate on Debt % falls into.


GAM
60GF Score
General American Investors Co Inc GAM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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General American Investors Co Effective Interest Rate on Debt % Calculation

General American Investors Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (2.401+1.8)/ 2 )
=-1  *  0/2.1005
=0.00 %

where

General American Investors Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (2.103+1.8)/ 2 )
=-1  *  0/1.9515
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
General American Investors Co (GAM) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on General American Investors Co and its competitors.
Is General American Investors Co's Effective Interest Rate on Debt % too high?
General American Investors Co's current Effective Interest Rate on Debt % is 0.00%. Overall, General American Investors Co has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does General American Investors Co's Effective Interest Rate on Debt % compare to ECAT and CET?
General American Investors Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on General American Investors Co and its competitors. General American Investors Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General American Investors Co stock overvalued right now?
Based on GuruFocus' analysis, General American Investors Co (GAM) is currently considered Fairly Valued. The stock's GF Value™ is $63.56, compared to a current price of $63.94 — trading 0.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. General American Investors Co's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For General American Investors Co (GAM), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is General American Investors Co (GAM) Overvalued in 2026?

Based on GuruFocus' analysis, General American Investors Co stock appears to be overvalued. The current stock price of $63.94 is trading 0.6% above its estimated GF Value™ of $63.56. GuruFocus considers General American Investors Co to be Fairly Valued.

Key valuation signals for GAM:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $63.56 vs. price of $63.94 (0.6% above fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the GAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


General American Investors Co Business Description

Address 530 Fifth Avenue, 26th Floor, New York, NY, USA, 10036
General American Investors Co Inc is a closed-end, diversified management investment company. The primary investment objective of the company is long-term capital appreciation through investment in companies with above-average growth potential. It focuses on equity securities with growth potential at reasonable valuations. The company invests principally in common stocks believed by management to have growth potential.
60GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.94
Price
$63.56
GF Value