Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Healthy Choice WellnessHCWC -19.93%8 Cash-to-Debt is 0.06 as of Jun. 2026, which is 60% below its 10-year median of 0.15. GuruFocus rates HCWC with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 307 Retail - Defensive companies, Healthy Choice Wellness ranks worse than 87.95% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Healthy Choice Wellness's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.06.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Healthy Choice Wellnesscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Healthy Choice Wellness's Cash-to-Debt or its related term are showing as below:
HCWC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06 Med: 0.15 Max: 0.99
Current: 0.06
During the past 0 years, Healthy Choice Wellness's highest Cash to Debt Ratio was 0.99. The lowest was 0.06. And the median was 0.15.
HCWC's Cash-to-Debt is ranked worse than 87.95% of 307
companies
in the Retail - Defensive industry
Industry Median: 0.44
vs HCWC: 0.06
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Healthy Choice Wellness Cash-to-Debt Related Terms
Healthy Choice Wellness Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Healthy Choice Wellness Cash-to-Debt Chart
Healthy Choice Wellness Annual Data
Trend
Cash-to-Debt
Healthy Choice Wellness Semi-Annual Data
Sep25
Mar26
Jun26
Cash-to-Debt
0.15
0.14
0.06
HCWC vs MSS, KR, SFM: Cash-to-Debt Comparison
For the Grocery Stores subindustry, Healthy Choice Wellness's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Healthy Choice Wellness Cash-to-Debt vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Healthy Choice Wellness's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Healthy Choice Wellness's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Healthy Choice Wellness (HCWC) has a Cash-to-Debt of 0.06 as of Jun. 2026. This is 60% below median its historical median of 0.15. Over the past decade, Healthy Choice Wellness' Cash-to-Debt has ranged from 0.06 to 0.99. According to the industry distribution chart, Healthy Choice Wellness ranks #270 out of 307 companies in the Retail - Defensive industry, placing it in the top 87.9%.
Is Healthy Choice Wellness' Cash-to-Debt too high?
Healthy Choice Wellness' current Cash-to-Debt of 0.06 is 60% below median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.99. The Retail - Defensive industry median Cash-to-Debt is 0.44. Healthy Choice Wellness' value of 0.06 is 86.4% below this industry median. Based on the distribution chart, Healthy Choice Wellness ranks #270 out of 307 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Healthy Choice Wellness has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Healthy Choice Wellness' Cash-to-Debt compare to MSS and KR?
According to the Retail - Defensive industry distribution chart, Healthy Choice Wellness ranks #270 out of 307 companies for Cash-to-Debt. This places Healthy Choice Wellness in the lower half of its industry. The industry median Cash-to-Debt is 0.44. Healthy Choice Wellness' value of 0.06 is 86.4% below this benchmark. Historically, Healthy Choice Wellness' own Cash-to-Debt has ranged from 0.06 to 0.99 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.44, Healthy Choice Wellness has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Defensive company?
The median Cash-to-Debt among Retail - Defensive companies is 0.44, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Healthy Choice Wellness's current Cash-to-Debt of 0.06 is 86.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Defensive industry, the median Cash-to-Debt is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Healthy Choice Wellness's current Cash-to-Debt is 0.06, which is 60% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Healthy Choice Wellness stock overvalued right now?
Healthy Choice Wellness (HCWC) has a current Cash-to-Debt of 0.06. The current Cash-to-Debt is 0.06, which is 60% below median its 10-year median of 0.15 and 86.4% below the Retail - Defensive industry median of 0.44. Healthy Choice Wellness' overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Healthy Choice Wellness (HCWC), the current Cash-to-Debt is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Healthy Choice Wellness Corp is a holding company operating in the natural products retail industry in the United States. Through its subsidiaries, it operates natural and organic grocery stores offering fresh produce, bulk foods, vitamins and supplements, packaged groceries, meat and seafood, deli, baked goods, dairy products, frozen foods, health and beauty products, and natural household items. The company has two operating segments: Grocery and Wellness, which are aggregated into a single reportable segment. It generates maximum revenue from the retail sale of products at stores.
8GF Score
Get the complete analysis for HCWC
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HCWC has been successfully added to your 
