HCWC (Healthy Choice Wellness) Effective Interest Rate on Debt %: 4.48% (As of Mar. 2026)


HCWC Healthy Choice Wellness Corp HCWC
8 GF Score
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What is Healthy Choice Wellness Effective Interest Rate on Debt %?

Healthy Choice Wellness HCWC -4.20% 8 Effective Interest Rate on Debt % is 4.48% as of Mar. 2026. GuruFocus rates HCWC with a GF Score™ of 8/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Healthy Choice Wellness's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.77 Mil. Healthy Choice Wellness's average total debt for the quarter that ended in Mar. 2026 was $17.22 Mil. Therefore, Healthy Choice Wellness's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.48%.


Healthy Choice Wellness  (AMEX:HCWC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Healthy Choice Wellness Effective Interest Rate on Debt % Related Terms


Healthy Choice Wellness Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Healthy Choice Wellness's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Healthy Choice Wellness Effective Interest Rate on Debt % Chart

Healthy Choice Wellness Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
1.57 0.37 1.45 4.26 4.65

Healthy Choice Wellness Quarterly Data
Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.82 4.67 4.58 4.32 4.48

HCWC vs GPOX, INBP, CYAN: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Healthy Choice Wellness's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Healthy Choice Wellness Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Healthy Choice Wellness's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Healthy Choice Wellness's Effective Interest Rate on Debt % falls into.


HCWC
8GF Score
Healthy Choice Wellness Corp HCWC
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Healthy Choice Wellness Effective Interest Rate on Debt % Calculation

Healthy Choice Wellness's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.013/( (25.52+18.032)/ 2 )
=-1  *  -1.013/21.776
=4.65 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.792 + 5.728
=25.52

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.414 + 4.618
=18.032

Healthy Choice Wellness's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.772/( (18.032+16.405)/ 2 )
=-1  *  -0.772/17.2185
=4.48 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.414 + 4.618
=18.032

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.955 + 4.45
=16.405

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.48% mean?
Healthy Choice Wellness (HCWC) has a Effective Interest Rate on Debt % of 4.48% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Healthy Choice Wellness and its competitors.
Is Healthy Choice Wellness' Effective Interest Rate on Debt % too high?
Healthy Choice Wellness' current Effective Interest Rate on Debt % is 4.48%. Overall, Healthy Choice Wellness has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Healthy Choice Wellness' Effective Interest Rate on Debt % compare to GPOX and INBP?
Healthy Choice Wellness' Effective Interest Rate on Debt % of 4.48% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Healthy Choice Wellness and its competitors. Healthy Choice Wellness's current Effective Interest Rate on Debt % is 4.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Healthy Choice Wellness stock overvalued right now?
Healthy Choice Wellness (HCWC) has a current Effective Interest Rate on Debt % of 4.48%. The current Effective Interest Rate on Debt % is 4.48%. Healthy Choice Wellness' overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Healthy Choice Wellness (HCWC), the current Effective Interest Rate on Debt % is 4.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Healthy Choice Wellness Business Description

Address 3800 North 28th Way, Unit No. 1, Hollywood, FL, USA, 33020
Healthy Choice Wellness Corp is a holding company operating in the natural products retail industry in the United States. Through its subsidiaries, it operates natural and organic grocery stores offering fresh produce, bulk foods, vitamins and supplements, packaged groceries, meat and seafood, deli, baked goods, dairy products, frozen foods, health and beauty products, and natural household items. The company has two operating segments: Grocery and Wellness, which are aggregated into a single reportable segment. It generates maximum revenue from the retail sale of products at stores.
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