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Home Product Center PCLHPCRF 54 Cash-to-Debt is 0.07 as of Jun. 2026, which is 65% below its 10-year median of 0.20. GuruFocus rates HPCRF with a GF Score™ of 54/100 and a GF Value™ of $0.25 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,120 Retail - Cyclical companies, Home Product Center PCL ranks worse than 86.79% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Home Product Center PCL's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Home Product Center PCLcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Home Product Center PCL's Cash-to-Debt or its related term are showing as below:
HPCRF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06 Med: 0.2 Max: 0.44
Current: 0.07
During the past 13 years, Home Product Center PCL's highest Cash to Debt Ratio was 0.44. The lowest was 0.06. And the median was 0.20.
HPCRF's Cash-to-Debt is ranked worse than 86.79% of 1120
companies
in the Retail - Cyclical industry
Industry Median: 0.47
vs HPCRF: 0.07
Home Product Center PCL (OTCPK:HPCRF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Home Product Center PCL Cash-to-Debt Related Terms
Home Product Center PCL Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Home Improvement Retail subindustry, Home Product Center PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home Product Center PCL Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Home Product Center PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Home Product Center PCL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home Product Center PCL (HPCRF) has a Cash-to-Debt of 0.07 as of Jun. 2026. This is 65% below median its historical median of 0.20. Over the past decade, Home Product Center PCL's Cash-to-Debt has ranged from 0.06 to 0.44. According to the industry distribution chart, Home Product Center PCL ranks #972 out of 1120 companies in the Retail - Cyclical industry, placing it in the top 86.8%.
Is Home Product Center PCL's Cash-to-Debt too high?
Home Product Center PCL's current Cash-to-Debt of 0.07 is 65% below median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.44. The Retail - Cyclical industry median Cash-to-Debt is 0.47. Home Product Center PCL's value of 0.07 is 85.1% below this industry median. Based on the distribution chart, Home Product Center PCL ranks #972 out of 1120 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Home Product Center PCL has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home Product Center PCL's Cash-to-Debt compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Home Product Center PCL ranks #972 out of 1120 companies for Cash-to-Debt. This places Home Product Center PCL in the lower half of its industry. The industry median Cash-to-Debt is 0.47. Home Product Center PCL's value of 0.07 is 85.1% below this benchmark. Historically, Home Product Center PCL's own Cash-to-Debt has ranged from 0.06 to 0.44 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.47, Home Product Center PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.47, based on 1,120 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Product Center PCL's current Cash-to-Debt of 0.07 is 85.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Product Center PCL's current Cash-to-Debt is 0.07, which is 65% below median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Product Center PCL stock overvalued right now?
Based on GuruFocus' analysis, Home Product Center PCL (HPCRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.25, compared to a current price of $0.19 — trading 24% below its estimated fair value. The current Cash-to-Debt is 0.07, which is 65% below median its 10-year median of 0.20 and 85.1% below the Retail - Cyclical industry median of 0.47. Home Product Center PCL's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Home Product Center PCL (HPCRF), the current Cash-to-Debt is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home Product Center PCL (HPCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Home Product Center PCL stock appears to be undervalued.
The current stock price of $0.19 is trading 24% below its estimated GF Value™ of $0.25.
GuruFocus considers Home Product Center PCL to be Modestly Undervalued.
Key valuation signals for HPCRF:
Cash-to-Debt: 0.07 (65% below median its 10-year median of 0.20)
GF Value™: $0.25 vs. price of $0.19 (24% below fair value)
Industry Position: 85.1% below the Retail - Cyclical median (#972 of 1120)
No single metric tells the full story. See the HPCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Product Center PCL is a Thailand-based company engaged in the sale of home improvement products under the HomePro brand which serves as a One Stop Shopping Home Center. It provides construction, extension, and renovation services in addition to the improvement of buildings, houses, and residences. The company operates in Thailand and Malaysia through its HomePro stores and subsidiaries. Maximum revenue is generated from contracts with customers and specifically through the hard-line product category. The hard-line merchandise category includes tools, paint, home improvement, bathroom and sanitary ware, kitchen, home appliances, and electrical equipment. Geographically, it generates the majority of its revenue from Thailand, followed by Malaysia.
54GF Score
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