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Home Product Center PCLHPCRF 54 Interest Coverage is 13.01 as of Jun. 2026, which is 12% below its 10-year median of 14.74. GuruFocus rates HPCRF with a GF Score™ of 54/100 and a GF Value™ of $0.25 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 838 Retail - Cyclical companies, Home Product Center PCL ranks better than 58.83% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Home Product Center PCL's
Operating Income
for the
three
months ended in Jun. 2026 was $65 Mil. Home Product Center PCL's Interest Expense for the
three
months ended in Jun. 2026 was $-5 Mil.
Home Product Center PCL's interest coverage for the quarter that ended in Jun. 2026 was 13.01.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Home Product Center PCL's Interest Coverage or its related term are showing as below:
HPCRF'
s Interest Coverage Range Over the Past 10 Years
Min: 11.12 Med: 14.74 Max: 19.63
Current: 11.5
HPCRF's Interest Coverage is ranked better than 58.83% of 838
companies
in the Retail - Cyclical industry
Industry Median: 7.565
vs HPCRF: 11.50
Home Product Center PCL (OTCPK:HPCRF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Home Product Center PCL Interest Coverage Related Terms
Home Product Center PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Home Product Center PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HPCRF vs HD, LOW, FND: Interest Coverage Comparison
For the Home Improvement Retail subindustry, Home Product Center PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home Product Center PCL Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Home Product Center PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Home Product Center PCL's Interest Coverage falls into.
Home Product Center PCL Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home Product Center PCL (HPCRF) has a Interest Coverage of 13.01 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Home Product Center PCL and its competitors. This is 12% below median its historical median of 14.74. Over the past decade, Home Product Center PCL's Interest Coverage has ranged from 11.12 to 19.63. According to the industry distribution chart, Home Product Center PCL ranks #345 out of 838 companies in the Retail - Cyclical industry, placing it in the top 41.2%.
Is Home Product Center PCL's Interest Coverage too high?
Home Product Center PCL's current Interest Coverage of 13.01 is 12% below median its 10-year median of 14.74. Over the past 10 years, this metric has ranged from a low of 11.12 to a high of 19.63. The Retail - Cyclical industry median Interest Coverage is 7.57. Home Product Center PCL's value of 13.01 is 72% above this industry median. Based on the distribution chart, Home Product Center PCL ranks #345 out of 838 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Home Product Center PCL has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home Product Center PCL's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Home Product Center PCL ranks #345 out of 838 companies for Interest Coverage. This puts Home Product Center PCL in the upper half of its industry. The industry median Interest Coverage is 7.57. Home Product Center PCL's value of 13.01 is 72% above this benchmark. Historically, Home Product Center PCL's own Interest Coverage has ranged from 11.12 to 19.63 over the past decade. While the company's 10-year median is 14.74 vs. the industry median of 7.57, Home Product Center PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.57, based on 838 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Product Center PCL's current Interest Coverage of 13.01 is 72% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Home Product Center PCL and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Product Center PCL's current Interest Coverage is 13.01, which is 12% below median its own 10-year median of 14.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Product Center PCL stock overvalued right now?
Based on GuruFocus' analysis, Home Product Center PCL (HPCRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.25, compared to a current price of $0.19 — trading 24% below its estimated fair value. The current Interest Coverage is 13.01, which is 12% below median its 10-year median of 14.74 and 72% above the Retail - Cyclical industry median of 7.57. Home Product Center PCL's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Home Product Center PCL (HPCRF), the current Interest Coverage is 13.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home Product Center PCL (HPCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Home Product Center PCL stock appears to be undervalued.
The current stock price of $0.19 is trading 24% below its estimated GF Value™ of $0.25.
GuruFocus considers Home Product Center PCL to be Modestly Undervalued.
Key valuation signals for HPCRF:
Interest Coverage: 13.01 (12% below median its 10-year median of 14.74)
GF Value™: $0.25 vs. price of $0.19 (24% below fair value)
Industry Position: 72% above the Retail - Cyclical median (#345 of 838)
No single metric tells the full story. See the HPCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Product Center PCL is a Thailand-based company engaged in the sale of home improvement products under the HomePro brand which serves as a One Stop Shopping Home Center. It provides construction, extension, and renovation services in addition to the improvement of buildings, houses, and residences. The company operates in Thailand and Malaysia through its HomePro stores and subsidiaries. Maximum revenue is generated from contracts with customers and specifically through the hard-line product category. The hard-line merchandise category includes tools, paint, home improvement, bathroom and sanitary ware, kitchen, home appliances, and electrical equipment. Geographically, it generates the majority of its revenue from Thailand, followed by Malaysia.
54GF Score
Get the complete analysis for HPCRF
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