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Inspire Veterinary PartnersIVPR -50.00% Cash-to-Debt is 0.17 as of Sep. 2025, which is 467% above its 10-year median of 0.03. The stock has 4 warning signs investors should review. Among 95 Personal Services companies, Inspire Veterinary Partners ranks worse than 75.79% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Inspire Veterinary Partners's cash to debt ratio for the quarter that ended in Sep. 2025 was 0.17.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Inspire Veterinary Partnerscouldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2025.
The historical rank and industry rank for Inspire Veterinary Partners's Cash-to-Debt or its related term are showing as below:
IVPR'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.03 Max: 0.31
Current: 0.17
During the past 4 years, Inspire Veterinary Partners's highest Cash to Debt Ratio was 0.31. The lowest was 0.00. And the median was 0.03.
IVPR's Cash-to-Debt is ranked worse than 75.79% of 95
companies
in the Personal Services industry
Industry Median: 0.58
vs IVPR: 0.17
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Inspire Veterinary Partners Cash-to-Debt Related Terms
Inspire Veterinary Partners Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Personal Services subindustry, Inspire Veterinary Partners's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inspire Veterinary Partners Cash-to-Debt vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Inspire Veterinary Partners's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Inspire Veterinary Partners's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inspire Veterinary Partners (IVPR) has a Cash-to-Debt of 0.17 as of Sep. 2025. This is 467% above median its historical median of 0.03. According to the industry distribution chart, Inspire Veterinary Partners ranks #72 out of 95 companies in the Personal Services industry, placing it in the top 75.8%.
Is Inspire Veterinary Partners' Cash-to-Debt too high?
Inspire Veterinary Partners' current Cash-to-Debt of 0.17 is 467% above median its 10-year median of 0.03. The Personal Services industry median Cash-to-Debt is 0.58. Inspire Veterinary Partners' value of 0.17 is 70.7% below this industry median. Based on the distribution chart, Inspire Veterinary Partners ranks #72 out of 95 companies in the Personal Services industry, which is in the bottom quartile relative to peers.
How does Inspire Veterinary Partners' Cash-to-Debt compare to ROL and SCI?
According to the Personal Services industry distribution chart, Inspire Veterinary Partners ranks #72 out of 95 companies for Cash-to-Debt. This places Inspire Veterinary Partners in the lower half of its industry. The industry median Cash-to-Debt is 0.58. Inspire Veterinary Partners' value of 0.17 is 70.7% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 0.58, Inspire Veterinary Partners has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Personal Services company?
The median Cash-to-Debt among Personal Services companies is 0.58, based on 95 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inspire Veterinary Partners's current Cash-to-Debt of 0.17 is 70.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median Cash-to-Debt is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inspire Veterinary Partners's current Cash-to-Debt is 0.17, which is 467% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inspire Veterinary Partners stock overvalued right now?
Inspire Veterinary Partners (IVPR) has a current Cash-to-Debt of 0.17. The current Cash-to-Debt is 0.17, which is 467% above median its 10-year median of 0.03 and 70.7% below the Personal Services industry median of 0.58. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Inspire Veterinary Partners (IVPR), the current Cash-to-Debt is 0.17 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Inspire Veterinary Partners Inc owns and operates veterinary hospitals throughout the United States. The company specializes in small animal general practice hospitals that serve all manner of companion pets, emphasizing canine and feline breeds.
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