IVPR (Inspire Veterinary Partners) Interest Coverage: 0 (At Loss) (As of Sep. 2025)

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What is Inspire Veterinary Partners Interest Coverage?

Inspire Veterinary Partners IVPR +100.00% Interest Coverage is 0 (At Loss) as of Sep. 2025. The stock has 4 warning signs investors should review. Among 70 Personal Services companies, Inspire Veterinary Partners ranks worse than 1428570% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Inspire Veterinary Partners's Operating Income for the three months ended in Sep. 2025 was $-1.97 Mil. Inspire Veterinary Partners's Interest Expense for the three months ended in Sep. 2025 was $-0.56 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Inspire Veterinary Partners's Interest Coverage or its related term are showing as below:


IVPR's Interest Coverage is not ranked *
in the Personal Services industry.
Industry Median: 9.51
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Inspire Veterinary Partners  (OTCPK:IVPR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Inspire Veterinary Partners Interest Coverage Related Terms


Inspire Veterinary Partners Interest Coverage Historical Data

* Premium members only.

The historical data trend for Inspire Veterinary Partners's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Inspire Veterinary Partners Interest Coverage Chart

Inspire Veterinary Partners Annual Data
Trend Dec21 Dec22 Dec23 Dec24
Interest Coverage
0.00 0.00 0.00 0.00

Inspire Veterinary Partners Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

IVPR vs ROL, SCI, HRB: Interest Coverage Comparison

For the Personal Services subindustry, Inspire Veterinary Partners's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inspire Veterinary Partners Interest Coverage vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Inspire Veterinary Partners's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Inspire Veterinary Partners's Interest Coverage falls into.



Inspire Veterinary Partners Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Inspire Veterinary Partners's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Inspire Veterinary Partners's Interest Expense was $-3.10 Mil. Its Operating Income was $-9.44 Mil. And its Long-Term Debt & Capital Lease Obligation was $10.43 Mil.

Inspire Veterinary Partners did not have earnings to cover the interest expense.

Inspire Veterinary Partners's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the three months ended in Sep. 2025, Inspire Veterinary Partners's Interest Expense was $-0.56 Mil. Its Operating Income was $-1.97 Mil. And its Long-Term Debt & Capital Lease Obligation was $10.07 Mil.

Inspire Veterinary Partners did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Inspire Veterinary Partners (IVPR) has a Interest Coverage of 0 (At Loss) as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inspire Veterinary Partners and its competitors. According to the industry distribution chart, Inspire Veterinary Partners ranks #999999 out of 70 companies in the Personal Services industry.
Is Inspire Veterinary Partners' Interest Coverage too high?
Inspire Veterinary Partners' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Inspire Veterinary Partners ranks #999999 out of 70 companies in the Personal Services industry, which is in the bottom quartile relative to peers.
How does Inspire Veterinary Partners' Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, Inspire Veterinary Partners ranks #999999 out of 70 companies for Interest Coverage. This places Inspire Veterinary Partners in the lower half of its industry. The industry median Interest Coverage is 9.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 9.51, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inspire Veterinary Partners and its competitors. For the Personal Services industry, the median Interest Coverage is 9.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inspire Veterinary Partners's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inspire Veterinary Partners stock overvalued right now?
Inspire Veterinary Partners (IVPR) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Inspire Veterinary Partners (IVPR), the current Interest Coverage is 0 (At Loss) as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Inspire Veterinary Partners Business Description

Address 780 Lynnhaven Parkway, Suite 400, Virginia Beach, VA, USA, 23452
Inspire Veterinary Partners Inc owns and operates veterinary hospitals throughout the United States. The company specializes in small animal general practice hospitals that serve all manner of companion pets, emphasizing canine and feline breeds.