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Lumine GroupLMGIF -1.47%53 Cash-to-Debt is 0.84 as of Jun. 2026, which is 5% below its 10-year median of 0.88. GuruFocus rates LMGIF with a GF Score™ of 53/100 and a GF Value™ of $34.61 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,846 Software companies, Lumine Group ranks worse than 67.15% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Lumine Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.84.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Lumine Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Lumine Group's Cash-to-Debt or its related term are showing as below:
LMGIF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.56 Med: 0.88 Max: 5.88
Current: 0.84
During the past 5 years, Lumine Group's highest Cash to Debt Ratio was 5.88. The lowest was 0.56. And the median was 0.88.
LMGIF's Cash-to-Debt is ranked worse than 67.15% of 2846
companies
in the Software industry
Industry Median: 2.455
vs LMGIF: 0.84
Lumine Group (OTCPK:LMGIF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Lumine Group Cash-to-Debt Related Terms
Lumine Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Lumine Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Application subindustry, Lumine Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumine Group Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Lumine Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Lumine Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lumine Group (LMGIF) has a Cash-to-Debt of 0.84 as of Jun. 2026. This is near median its historical median of 0.88. Over the past decade, Lumine Group's Cash-to-Debt has ranged from 0.56 to 5.88. According to the industry distribution chart, Lumine Group ranks #1911 out of 2846 companies in the Software industry, placing it in the top 67.1%.
Is Lumine Group's Cash-to-Debt too high?
Lumine Group's current Cash-to-Debt of 0.84 is near median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 5.88. The Software industry median Cash-to-Debt is 2.46. Lumine Group's value of 0.84 is 65.8% below this industry median. Based on the distribution chart, Lumine Group ranks #1911 out of 2846 companies in the Software industry, which is below the industry midpoint. Overall, Lumine Group has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lumine Group's Cash-to-Debt compare to CRM and SHOP?
According to the Software industry distribution chart, Lumine Group ranks #1911 out of 2846 companies for Cash-to-Debt. This places Lumine Group in the lower half of its industry. The industry median Cash-to-Debt is 2.46. Lumine Group's value of 0.84 is 65.8% below this benchmark. Historically, Lumine Group's own Cash-to-Debt has ranged from 0.56 to 5.88 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 2.46, Lumine Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.46, based on 2,846 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumine Group's current Cash-to-Debt of 0.84 is 65.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumine Group's current Cash-to-Debt is 0.84, which is near median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumine Group stock overvalued right now?
Based on GuruFocus' analysis, Lumine Group (LMGIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $34.61, compared to a current price of $16.75 — trading 51.6% below its estimated fair value. The current Cash-to-Debt is 0.84, which is near median its 10-year median of 0.88 and 65.8% below the Software industry median of 2.46. Lumine Group's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Lumine Group (LMGIF), the current Cash-to-Debt is 0.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumine Group (LMGIF) Overvalued in 2026?
Based on GuruFocus' analysis, Lumine Group stock appears to be undervalued.
The current stock price of $16.75 is trading 51.6% below its estimated GF Value™ of $34.61.
GuruFocus considers Lumine Group to be Significantly Undervalued.
Key valuation signals for LMGIF:
Cash-to-Debt: 0.84 (near median its 10-year median of 0.88)
GF Value™: $34.61 vs. price of $16.75 (51.6% below fair value)
Industry Position: 65.8% below the Software median (#1911 of 2846)
No single metric tells the full story. See the LMGIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumine Group Inc is principally engaged in the acquisition and strengthening of businesses in the communications and media industry. These businesses provide software development, installation, and customization services, along with related professional services and support for customers across various regions.
53GF Score
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