Lumine GroupLMGIF +1.32%52 Debt-to-EBITDA is 1.61 as of Mar. 2026, which is 2200% above its 10-year median of 0.07. GuruFocus rates LMGIF with a GF Score™ of 52/100 and a GF Value™ of $32.51 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,714 Software companies, Lumine Group ranks worse than 55.48% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Lumine Group's Debt-to-EBITDA or its related term are showing as below:
LMGIF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.81 Med: 0.07 Max: 1.38
Current: 1.38
During the past 5 years, the highest Debt-to-EBITDA Ratio of Lumine Group was 1.38. The lowest was -2.81. And the median was 0.07.
LMGIF's Debt-to-EBITDA is ranked worse than 55.48% of 1714
companies
in the Software industry
Industry Median: 1.09
vs LMGIF: 1.38
Lumine Group (OTCPK:LMGIF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Lumine Group Debt-to-EBITDA Related Terms
Lumine Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Lumine Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LMGIF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Lumine Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumine Group Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Lumine Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Lumine Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Lumine Group (LMGIF) has a Debt-to-EBITDA of 1.61 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lumine Group. This is 2200% above median its historical median of 0.07. According to the industry distribution chart, Lumine Group ranks #951 out of 1714 companies in the Software industry, placing it in the top 55.5%.
Is Lumine Group's Debt-to-EBITDA too high?
Lumine Group's current Debt-to-EBITDA of 1.61 is 2200% above median its 10-year median of 0.07. The Software industry median Debt-to-EBITDA is 1.09. Lumine Group's value of 1.61 is 47.7% above this industry median. Based on the distribution chart, Lumine Group ranks #951 out of 1714 companies in the Software industry, which is below the industry midpoint. Overall, Lumine Group has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lumine Group's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Lumine Group ranks #951 out of 1714 companies for Debt-to-EBITDA. This places Lumine Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Lumine Group's value of 1.61 is 47.7% above this benchmark. While the company's 10-year median is 0.07 vs. the industry median of 1.09, Lumine Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumine Group's current Debt-to-EBITDA of 1.61 is 47.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lumine Group. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumine Group's current Debt-to-EBITDA is 1.61, which is 2200% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumine Group stock overvalued right now?
Based on GuruFocus' analysis, Lumine Group (LMGIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $32.51, compared to a current price of $15.54 — trading 52.2% below its estimated fair value. The current Debt-to-EBITDA is 1.61, which is 2200% above median its 10-year median of 0.07 and 47.7% above the Software industry median of 1.09. Lumine Group's overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Lumine Group (LMGIF), the current Debt-to-EBITDA is 1.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumine Group (LMGIF) Overvalued in 2026?
Based on GuruFocus' analysis, Lumine Group stock appears to be undervalued.
The current stock price of $15.54 is trading 52.2% below its estimated GF Value™ of $32.51.
GuruFocus considers Lumine Group to be Significantly Undervalued.
Key valuation signals for LMGIF:
Debt-to-EBITDA: 1.61 (2200% above median its 10-year median of 0.07)
GF Value™: $32.51 vs. price of $15.54 (52.2% below fair value)
Industry Position: 47.7% above the Software median (#951 of 1714)
No single metric tells the full story. See the LMGIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumine Group Inc is principally engaged in the acquisition and strengthening of businesses in the communications and media industry. These businesses provide software development, installation, and customization services, along with related professional services and support for customers across various regions.
52GF Score
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