NetcallLSE:NET +0.86%92 Cash-to-Debt is 15.02 as of Dec. 2025, which is 56% above its 10-year median of 9.62. GuruFocus rates LSE:NET with a GF Score™ of 92/100 and a GF Value™ of £1.45 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,835 Software companies, Netcall ranks better than 71.29% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Netcall's cash to debt ratio for the quarter that ended in Dec. 2025 was 15.02.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Netcallcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Netcall's Cash-to-Debt or its related term are showing as below:
LSE:NET'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.87 Med: 9.62 Max: No Debt
Current: 15.02
During the past 13 years, Netcall's highest Cash to Debt Ratio was No Debt. The lowest was 0.87. And the median was 9.62.
LSE:NET's Cash-to-Debt is ranked better than 71.29% of 2835
companies
in the Software industry
Industry Median: 2.51
vs LSE:NET: 15.02
Netcall (LSE:NET) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Netcall Cash-to-Debt Related Terms
Netcall Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Netcall's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:NET vs UBER, SHOP, CRM: Cash-to-Debt Comparison
For the Software - Application subindustry, Netcall's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Netcall Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Netcall's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Netcall's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Netcall (LSE:NET) has a Cash-to-Debt of 15.02 as of Dec. 2025. This is 56% above median its historical median of 9.62. Over the past decade, Netcall's Cash-to-Debt has ranged from 0.87 to 10,000.00. According to the industry distribution chart, Netcall ranks #814 out of 2835 companies in the Software industry, placing it in the top 28.7%.
Is Netcall's Cash-to-Debt too high?
Netcall's current Cash-to-Debt of 15.02 is 56% above median its 10-year median of 9.62. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.51. Netcall's value of 15.02 is 498.4% above this industry median. Based on the distribution chart, Netcall ranks #814 out of 2835 companies in the Software industry, which is above the industry midpoint. Overall, Netcall has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Netcall's Cash-to-Debt compare to UBER and SHOP?
According to the Software industry distribution chart, Netcall ranks #814 out of 2835 companies for Cash-to-Debt. This puts Netcall in the upper half of its industry. The industry median Cash-to-Debt is 2.51. Netcall's value of 15.02 is 498.4% above this benchmark. Historically, Netcall's own Cash-to-Debt has ranged from 0.87 to 10,000.00 over the past decade. While the company's 10-year median is 9.62 vs. the industry median of 2.51, Netcall has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.51, based on 2,835 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netcall's current Cash-to-Debt of 15.02 is 498.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netcall's current Cash-to-Debt is 15.02, which is 56% above median its own 10-year median of 9.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netcall stock overvalued right now?
Based on GuruFocus' analysis, Netcall (LSE:NET) is currently considered Modestly Undervalued. The stock's GF Value™ is £1.45, compared to a current price of £1.18 — trading 19% below its estimated fair value. The current Cash-to-Debt is 15.02, which is 56% above median its 10-year median of 9.62 and 498.4% above the Software industry median of 2.51. Netcall's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Netcall (LSE:NET), the current Cash-to-Debt is 15.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Netcall (LSE:NET) Overvalued in 2026?
Based on GuruFocus' analysis, Netcall stock appears to be undervalued.
The current stock price of £1.18 is trading 19% below its estimated GF Value™ of £1.45.
GuruFocus considers Netcall to be Modestly Undervalued.
Key valuation signals for LSE:NET:
Cash-to-Debt: 15.02 (56% above median its 10-year median of 9.62)
GF Value™: £1.45 vs. price of £1.18 (19% below fair value)
Industry Position: 498.4% above the Software median (#814 of 2835)
No single metric tells the full story. See the LSE:NET stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Netcall PLC is an enterprise software company. Its Liberty software platform with intelligent automation and customer engagement solutions helps organizations digitally transform their businesses faster and more efficiently, empowering them to create a leaner, more customer-centric organization. The company's customers span across the enterprise, healthcare and government sectors.
92GF Score
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