Netcall (LSE:NET) Interest Coverage: 35.83 (As of Dec. 2025) — 159% Above Median


LSE:NET Netcall PLC LSE:NET
92 GF Score
Price £1.19
GF Value £1.44
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Netcall Interest Coverage?

Netcall LSE:NET 92 Interest Coverage is 35.83 as of Dec. 2025, which is 159% above its 10-year median of 13.84. GuruFocus rates LSE:NET with a GF Score™ of 92/100 and a GF Value™ of £1.44 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,706 Software companies, Netcall ranks better than 51.23% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Netcall's Operating Income for the six months ended in Dec. 2025 was £2.33 Mil. Netcall's Interest Expense for the six months ended in Dec. 2025 was £-0.07 Mil. Netcall's interest coverage for the quarter that ended in Dec. 2025 was 35.83. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Netcall's Interest Coverage or its related term are showing as below:

LSE:NET' s Interest Coverage Range Over the Past 10 Years
Min: 1.01   Med: 13.84   Max: 398.25
Current: 26.85


LSE:NET's Interest Coverage is ranked better than
51.23% of 1706 companies
in the Software industry
Industry Median: 24.695 vs LSE:NET: 26.85

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Netcall  (LSE:NET) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Netcall Interest Coverage Related Terms


Netcall Interest Coverage Historical Data

* Premium members only.

The historical data trend for Netcall's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Netcall Interest Coverage Chart

Netcall Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.43 3.49 24.19 134.88 34.72

Netcall Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 265.15 72.15 53.02 19.27 35.83

LSE:NET vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Netcall's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Netcall Interest Coverage vs Software Industry

For the Software industry and Technology sector, Netcall's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Netcall's Interest Coverage falls into.


LSE:NET
92GF Score
Netcall PLC LSE:NET
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Netcall Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Netcall's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Netcall's Interest Expense was £-0.14 Mil. Its Operating Income was £4.93 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.78 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*4.93/-0.142
=34.72

Netcall's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Netcall's Interest Expense was £-0.07 Mil. Its Operating Income was £2.33 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.70 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*2.329/-0.065
=35.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 35.83 mean?
Netcall (LSE:NET) has a Interest Coverage of 35.83 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Netcall and its competitors. This is 159% above median its historical median of 13.84. Over the past decade, Netcall's Interest Coverage has ranged from 1.01 to 398.25. According to the industry distribution chart, Netcall ranks #832 out of 1706 companies in the Software industry, placing it in the top 48.8%.
Is Netcall's Interest Coverage too high?
Netcall's current Interest Coverage of 35.83 is 159% above median its 10-year median of 13.84. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 398.25. The Software industry median Interest Coverage is 24.70. Netcall's value of 35.83 is 45.1% above this industry median. Based on the distribution chart, Netcall ranks #832 out of 1706 companies in the Software industry, which is above the industry midpoint. Overall, Netcall has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Netcall's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Netcall ranks #832 out of 1706 companies for Interest Coverage. This puts Netcall in the upper half of its industry. The industry median Interest Coverage is 24.70. Netcall's value of 35.83 is 45.1% above this benchmark. Historically, Netcall's own Interest Coverage has ranged from 1.01 to 398.25 over the past decade. While the company's 10-year median is 13.84 vs. the industry median of 24.70, Netcall has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.70, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netcall's current Interest Coverage of 35.83 is 45.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Netcall and its competitors. For the Software industry, the median Interest Coverage is 24.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netcall's current Interest Coverage is 35.83, which is 159% above median its own 10-year median of 13.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netcall stock overvalued right now?
Based on GuruFocus' analysis, Netcall (LSE:NET) is currently considered Modestly Undervalued. The stock's GF Value™ is £1.44, compared to a current price of £1.19 — trading 17.4% below its estimated fair value. The current Interest Coverage is 35.83, which is 159% above median its 10-year median of 13.84 and 45.1% above the Software industry median of 24.70. Netcall's overall GF Score™ is 92/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Netcall (LSE:NET), the current Interest Coverage is 35.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Netcall (LSE:NET) Overvalued in 2026?

Based on GuruFocus' analysis, Netcall stock appears to be undervalued. The current stock price of £1.19 is trading 17.4% below its estimated GF Value™ of £1.44. GuruFocus considers Netcall to be Modestly Undervalued.

Key valuation signals for LSE:NET:

  • Interest Coverage: 35.83 (159% above median its 10-year median of 13.84)
  • GF Value™: £1.44 vs. price of £1.19 (17.4% below fair value)
  • GF Score™: 92/100 with 3 warning signs
  • Industry Position: 45.1% above the Software median (#832 of 1706)

No single metric tells the full story. See the LSE:NET stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Netcall Business Description

Address Brickhill Drive, Suite 203, Bedford Heights, Bedford, GBR, MK41 7PH
Netcall PLC is an enterprise software company. Its Liberty software platform with intelligent automation and customer engagement solutions helps organizations digitally transform their businesses faster and more efficiently, empowering them to create a leaner, more customer-centric organization. The company's customers span across the enterprise, healthcare and government sectors.
92GF Score

Get the complete analysis for LSE:NET

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.19
Price
£1.44
GF Value